If you are working for a company or other employer who provides you with long-term disability benefits, then chances are, there is an ERISA policy in place. In some cases, insurance companies deny claims for disability benefits for many different reasons. However, you may be eligible to file an appeal of your denial and pursue benefits that way.
San Antonio ERISA disability appeals lawyer J. Price McNamara of the Law Offices of J. Price McNamara is experienced at filing both administrative appeals and pursuing ERISA litigation in the federal court system. Attorney McNamara can answer all of your legal questions and help you with appealing your case today. Contact us online for more information about how our services could help you.
Just because your insurance company denies you long-term disability benefits once, or even twice, you might still be able to obtain those benefits during the appeal process. Consequently, if your claim has been denied, you should not give up. Instead, you should thoroughly review the denial letter to understand exactly why your claim was denied. If your claim was denied for insufficient medical documentation, for example, you should ensure that all pertinent medical documentation is attached and that it clearly establishes that you are suffering from a long-term condition which prevents you from working. The insurance company’s denial letter will specifically state why your claim was denied and your methods of filing an administrative appeal.
In cases where long-term disability benefits are covered under an employer-sponsored ERISA plan, you must exhaust any and all administrative appeal options prior to pursuing litigation in the federal court system. Once your administrative appeals have been exhausted, you could file a federal ERISA lawsuit against your insurance company.
Federal litigation first involves filing a lawsuit with the federal court. Once the lawsuit has been filed and served on the insurance company, the court will usually set in various deadlines which must be adhered to. Failing to comply with these deadlines could result in a dismissal of the lawsuit or other serious consequences. A San Antonio ERISA disability appeals attorney could help you litigate your case and ensure that all deadlines are satisfied in a timely manner.
ERISA disability appeals and litigation can be complex processes and can take up a significant amount of time. If you are interested in pursuing a disability appeal, it is essential that you have knowledgeable and experienced legal counsel on your side. Attorney J. Price McNamara of the Law Offices of J. Price McNamara can help you litigate your federal ERISA case thoroughly through the federal court system.
To schedule a free legal consultation and case evaluation with an experienced San Antonio ERISA disability appeals lawyer, and for assistance handling your case, contact us online today about your legal matter.
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