Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
If you are suffering from a long-term injury or disability, you might be entitled to long-term benefits. If you have a long-term disability insurance policy through your employer, it is likely that your plan is covered by the federal statute, ERISA. In some instances, however, insurance companies will deny applications for long-term disability coverage.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
If you have been denied long-term disability benefits under an ERISA plan, you may be able to appeal that denial in one of several ways. An experienced San Antonio ERISA appeal lawyer could help you assemble all of the necessary accompanying documents and file the appeal on your behalf. Attorney J. Price McNamara of the Law Offices of J. Price McNamara has significant experience with handling ERISA appeal matters. Contact us online today for more information about how we could assist you.
Our number-one goal is getting you and your family back to financial security as soon as possible.
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Depending upon the ERISA policy of insurance that you have with your employer, you might be able to administratively appeal your case as many as two different times. The insurance policy language will indicate how many times an appeal could be filed in your case, upon denial of disability benefits.
If both of your administrative appeals have been denied, then you may then be able to file a lawsuit against your insurance company in the federal court system. By filing a lawsuit, you are beginning the ERISA litigation process. An experienced San Antonio ERISA appeal lawyer could assist you with filing your ERISA complaint with the federal court in a timely manner and submitting all of the necessary documentation.
When you administratively appeal a denial of your ERISA disability benefits, the record should already contain all of the medical records, imaging studies, and other medical documentation pertaining to your long-term injury or illness. Failing to include the necessary medical documentation will likely result in another denial.
If you sue your insurance company in federal court after exhausting the administrative process, a federal judge will only be able to refer to the medical documentation in the appeal record. If you left medical documentation or other information out, that information would not be available to a federal judge, and he or she cannot consider supplemental documentation or records. In a federal lawsuit, a federal judge is only permitted to review and consider the medical documentation which is already present in the administrative appeal record.
If you have been denied long-term disability benefits under an ERISA policy, you should consider retaining legal counsel in your case as soon as you possibly can. Time may be of the essence in your case, and the longer you delay seeking legal counsel, the less likely that you will be able to succeed on appeal.
Attorney J. Price McNamara of the Law Offices of J. Price McNamara can assist you with every aspect of the appeal process, including filing an ERISA lawsuit in the federal court system, if necessary. To schedule a free legal consultation and case evaluation with an experienced San Antonio ERISA appeal lawyer, please contact us online today.
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