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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

San Antonio Accidental Death Insurance Claims Attorney

Helping Individuals in San Antonio with Pursuing a Claim for Accidental Death Benefits under an Insurance Policy

People take out an insurance policy for accidental death benefits to protect their family members in the event of their untimely death in an accident. When the insured takes out his or her policy, the insured will designate an individual called a beneficiary, who will be entitled to make a claim under the policy in the event of the insured’s death in an accident.

Despite this designation, in some instances, insurance companies refuse to make an insurance benefits payout to a beneficiary when that individual makes a claim under the policy. There are many reasons why an insurance company might refuse to honor a claim. In some instances, it is because the insurance company believes that the insured’s death was not, in fact, accidental.

If you are a designated beneficiary under an accidental death policy, and an insurance company has denied you benefits, you may be entitled to appeal that denial. 

The experienced San Antonio accidental death insurance claims attorneys at the Law Offices of J. Price McNamara are ready to assist you with your legal matter today. Please contact us online today for more information and to schedule a free case evaluation and legal consultation.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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The Role of the ERISA Statute

Many people take out accidental death benefit policies through an employer-sponsored plan. When an employer sponsors the plan of insurance, it is very likely that the federal statute known as ERISA controls. This means that if a claim denial is eventually appealed to the federal court system, a federal judge will decide the outcome of the case, as opposed to a jury. This can be very beneficial for insurance companies who are trying to limit their policy payouts anyway.

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

Free Case Consultation

Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.

Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

What Constitutes an Accident under the Policy Language?

The insurance policy and issue will spell out exactly what circumstances constitute an accidental death under the plan. In most instances, accidental deaths involve drowning accidents, motor vehicle collisions, slip and fall accidents, and other similar types of occurrences. If you are unsure of whether the insured‘s death was accidental within the language of the policy, you should review the policy itself, as well as any exclusions under the policy.

What are Policy Exclusions?

Most insurance policies have various exclusions under which the insurance company is not obligated to make a payout. In the context of an accidental death policy, certain types of deaths may not be deemed accidental by the insurance company, and consequently, are not entitled to insurance coverage. 

Some common exclusions under accidental death insurance policies include deaths that are self-inflicted by the insured or which result from suicide. In other instances, the policy language may exclude certain pre-existing illnesses or medical conditions which result in death. Again, you would need to check the insurance policy language to determine what if any exclusions might apply to your circumstances.

Call a San Antonio Accidental Death Insurance Claims Attorney Today

If you have been denied accidental death benefits under a policy, it is essential that you have experienced legal representation from the Law Offices of J. Price McNamara in your corner.

To schedule a free case evaluation and legal consultation with a San Antonio accidental death insurance claims attorney, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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