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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Raleigh Long Term Disability Lawyer

Long term disability benefits are an earned benefit that millions of Americans pay for through regular payroll deductions. For large businesses, unions, and other major employers, these helpful benefits are a big part of what attracts workers. In fact, most people tend to think of their benefits as a serious reason for choosing one company over another. So, it can be infuriating when you are injured, only to discover your company’s insurance carrier is refusing to pay the benefits that you have paid into over the years. When this happens, you do not have to take it. Call the Law Offices of J. Price McNamara to schedule a confidential, free consultation.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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What is a Long Term Disability Plan?

Many cafeteria plans offered by employers provide optional coverage in the event of a serious injury or medical condition. Some plans offer short-term disability (for brief absences, like illness or a surgical procedure), while long term disability is typically meant for illnesses or conditions that will require an extended absence from work.

Depending on the amount of coverage selected and the options offered by your employer, coverage usually will pay a specific percentage of your total salary, up to a limited number of weeks or months.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

Free Case Consultation

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

What is Required to Trigger Coverage?

In order to take advantage of your long term disability plan, you will usually need to file a claim with the insurance carrier, which puts the company on notice of your need for benefits. You will also need to submit proof of the medical condition that warrants being off work for an extended period of time. This is where long term disability carriers often deny claims.

How to Make an Insurance Company Pay Benefits in Raleigh

If you were denied long term disability benefits despite being completely unable to work, you are not alone. In fact, the majority of claimants are initially denied. It is somewhat expected, unfortunately. The good news is that an experienced disability lawyer can work closely with you to develop your case and provide the evidence needed to get the denial reversed. If the insurance company intentionally acts in “bad faith” by denying you in spite of clear evidence, you may be able to file a lawsuit against the insurance company to force payment.

Under ERISA, a federal law that protects worker benefit plans, there are rules in place to protect people just like you. Remember that your long-term or short-term disability benefits are actually nothing more than complex contracts. When the insurance company collects your premiums only to deny valid claims, they are breaching that contract. When this happens, you have a right to fight back and hold them accountable.

Paying for a Raleigh ERISA Long Term Disability Attorney

Unlike many attorneys who require large fees and upfront retainers, at the Law Offices of J. Price McNamara, we only recover a fee if we are able to help you get the benefits you deserve. We know if you need help collecting long-term or short-term disability benefits, you may be struggling to pay the bills, so consultations are always free. Call us today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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