The Employee Retirement Income Security Act (ERISA) governs disability benefits for employee group benefit plans, as most people receive disability insurance coverage through an employer-sponsored benefit plan. It is important to note that it does not govern private disability policies.
Still, because those applying for long-term disability benefits apply via the insurance company, most of these applications are denied each year, warranting the assistance of an experienced long-term disability/ERISA attorney to assist with the application and/or appeals process.
At the Law Offices of J. Price McNamara, we have decades of experience advocating for those who are disabled in Tonopah, Arizona, and surrounding areas. Having previously worked for insurance companies, we understand the intricate ins and outs of how to get the job done for our clients, and we handle cases on a contingency fee basis, so we only get paid if/when you get paid.
ERISA provides claimants with the following rights:
Keep in mind that long-term disability policies are governed by state insurance law. In Arizona, long-term disability pays you a portion of your income for a longer period of time than short-term disability. The length of time depends upon your plan and can range from a limited number of years to paying out until you reach a specific age. As in other states, long-term disability policies require specific documentation from your doctor which, at a minimum:
If you or a loved one is filing a claim or has had their claim denied or their benefits terminated, we can help. Contact us today with any questions you have. We answer all questions FREE OF CHARGE and, if retained, only get paid if/when you receive the benefits you need.
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like so many others in his field of specialty. He is a consummate professional, extremely knowledgeable
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will use him in the future.
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able to address all of my questions and/or concerns.
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who wants a top-notch attorney who gets results.
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the company knew that it was their fault but of course tried passing the buck. Mr.
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by something or someone else, don’t hesitate to call him.
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