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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Phoenix Long Term Disability Lawyer

The Employee Retirement Income Security Act (ERISA) governs disability benefits for employee group benefit plans, as most people receive disability insurance coverage through an employer-sponsored benefit plan. It is important to note that it does not govern private disability policies.

Still, because those applying for long term disability benefits apply via the insurance company, most of these applications are denied each year, warranting the assistance of an experienced long term disability/ERISA attorney to assist with the application and/or appeals process.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

Client Testimonials

Our Testimonials

At the Law Offices of J. Price McNamara, we have decades of experience advocating for those who are disabled in Tonopah, Arizona, and surrounding areas. Having previously worked for insurance companies, we understand the intricate ins and outs of how to get the job done for our clients, and we handle cases on a contingency fee basis, so we only get paid if/when you get paid.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Your Rights Under ERISA

ERISA provides claimants with the following rights:

  • If benefits are denied or terminated, claimants must be provided with copies of any and all documents relevant to the claim;
  • If denied, claimants are allowed at least 180 days to file an appeal;
  • If a claimant files an appeal, the insurer must make a determination within 45 days of receiving the appeal. However, if special circumstances exist, the insurer must notify the claimant that up to an additional 45 days is needed. After 90 days, a determination is required;
  • The right to file a civil action in federal court under §502(a) after filing two appeals (within internal appeals process insurer sets forth);

Arizona Insurance Law

Keep in mind that long term disability policies are governed by state insurance law. In Arizona, long term disability pays you a portion of your income for a longer period of time than short-term disability. The length of time depends upon your plan and can range from a limited number of years to paying out until you reach a specific age. As in other states, long term disability policies require specific documentation from your doctor which, at a minimum:

  • Explains your condition;
  • Indicates (in detail) why you are unable to perform the functions of any job for which you are reasonably qualified (including an explanation of why you cannot do any other jobs that pay a percentage of what you once earned); and
  • Provides an estimate of how long you will be unable to work.

Contact Our Arizona ERISA Attorneys

If you or a loved one is filing a claim or has had their claim denied or their benefits terminated, we can help. Contact us today with any questions you have. We answer all questions FREE OF CHARGE and, if retained, only get paid if/when you receive the benefits you need.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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