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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Phoenix ERISA Lawyer

If you have suffered from a long term disability, you have certain protected rights and the ability to collect benefits under your employer’s disability policy, which is governed by the Employee Retirement Income Security Act (ERISA).

However, there is an inherent conflict of interest involved in the process in that insurance companies are the ones that both review your application and pay out benefits; therefore, it behooves them to find some loophole with which to deny your claim.

Below, we discuss some of the reasons insurance companies will deny long term disability claims. However, you should speak with one of our experienced Phoenix ERISA Lawyers to find out more and to obtain help with your claim. We provide free case evaluations and work on a contingency fee basis.


We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Reasons Insurers Deny Claims

A number of claim denials that we regularly work with are arguably unreasonable. Here are some of the common reasons we see cited:

  • Claimant does not fit the covered definition of “disabled” in that they can work in another occupation other than the one they were in;
  • Claimant misrepresented a fact on their application, such as their income history or previously existing medical conditions;
  • The condition itself is not covered under the policy;
  • The policy does not cover disability benefits beyond 12 – 24 months or a particular age, either in general or for that particular disability;
  • Claimant submitted forms too late/past the deadline;
  • There was not enough objective medical evidence provided; and/or
  • There was fraud involved, as their own internal investigation revealed that claimant was capable of performing job duties that he or she claimed otherwise.


Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Contact Our Arizona ERISA Attorneys to Find Out More

At the Law Offices of J. Price McNamara, we work with clients who have not yet filed their applications, those who have filed and have been waiting a long time for a decision, as well as those who already heard back and were denied coverage. In fact, we regularly see a number of clients who have been denied benefits when, instead, they should appeal and obtain what is owed to them. Contact our Phoenix ERISA Lawyer today to find out more.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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