If you have suffered from a long-term disability, you have certain protected rights and the ability to collect benefits under your employer’s disability policy, which is governed by the Employee Retirement Income Security Act (ERISA).
However, there is an inherent conflict of interest involved in the process in that insurance companies are the ones that both review your application and pay out benefits; therefore, it behooves them to find some loophole with which to deny your claim.
Below, we discuss some of the reasons insurance companies will deny long-term disability claims. However, you should speak with one of our experienced Phoenix ERISA Lawyers to find out more and to obtain help with your claim. We provide free case evaluations and work on a contingency fee basis.
A number of claim denials that we regularly work with are arguably unreasonable. Here are some of the common reasons we see cited:
At the Law Offices of J. Price McNamara, we work with clients who have not yet filed their applications, those who have filed and have been waiting a long time for a decision, as well as those who already heard back and were denied coverage. In fact, we regularly see a number of clients who have been denied benefits when, instead, they should appeal and obtain what is owed to them. Contact our Phoenix ERISA Lawyer today to find out more.
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