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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Palm Beach County Long Term Disability Lawyer

Long term disability insurance is typically available through your employer via the Employee Retirement Income Security Act (ERISA) to help with financial support if you are unable to work due to an accident, illness, or otherwise debilitating, disabling condition. These payments typically constitute between 50 and 60% of your salary and cannot only go towards your medical bills but towards all of your living expenses.

However, long term disability can be difficult to obtain, as applications are filed directly with the insurance companies, who have every incentive to deny claims so as to avoid paying out. This is why it makes sense to work with an experienced long term disability/ERISA lawyer to file your application and deal with any potential denials, as these attorneys are well-versed in the many requirements involved in successfully obtaining benefits and ensuring that your benefits are not wrongfully denied.

At the Law Offices of J. Price McNamara, we focus on helping those who are filing for or who have been denied long term disability benefits under ERISA. Contact us today for a free consultation to find out more.


We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Having a “Disability”

What constitutes a disability worth receiving benefits for depends largely on your employer’s plan. While some consider you to qualify if you are unable to do your job, others require that you not be able to do any suitable job (depending upon your training) in order to qualify for benefits. Some require that you not be employed at all, while others will pay you a portion of your benefit if you have only lost a portion of your income.

Regardless, in order to file your claim, you will need to include a significant amount of medical evidence, including statements and forms filled out by your doctor, and any objective evidence that goes along with it, such as test results or x-rays.


Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)


Typically these plans have waiting periods starting from the date you become disabled until you can start to receive your benefits. Many, for example, require that you first max out any and all sick time and short-term disability benefits (three to six months) before receiving any long term disability. Some even require that you also file for Social security disability benefits.

How long benefits are paid also depends upon the plan itself. For example, some will pay for two or five years, while others until you reach age 65. The average amount of time someone with a long term disability takes is almost three years.

Contact Our Palm Beach County, Florida ERISA and Long Term Disability Attorneys

Whatever your disability is, you do not want to file for benefits on your own and risk your application being denied. Contact our Florida long term disability lawyers today to find out how we can help.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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