Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
When dealing with insurance companies, you need an Orlando ERISA lawyer who is not afraid of facing your employer or the insurance agency. You need someone with experience in an array of ERISA-related claims who can help you gather information to support your claim and fight back against an invalid denial. Call Law Offices of J. Price McNamara today at (504) 458-8455.
ERISA, or the Employee Retirement Security Act, is a federal law that regulates both retirement and welfare benefits offered by employers. Approximately 684,000 retirement plans fall under ERISA, and more than 141 million workers and beneficiaries have rights under ERISA.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I want to say thanks to J. Price McNamara for the sound free advice he gave me related how to increase my chances of being approved for Long Term Disability of being denied. I must say after implementing elements of…
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
Specifically, ERISA addresses requirements for the following:
Our number-one goal is getting you and your family back to financial security as soon as possible.
Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.
Many retirement and welfare benefits offered by employers are regulated by ERISA. However, other plans of these types that are not offered by employers may also have to comply with state and local rules and laws. An Orlando ERISA lawyer can review both your benefits and plan documents and determine which laws apply to your benefits.
If you have short-term or long term disability through your employer, it is likely regulated by ERISA. The plan administrator, which may be the insurance company, your employer, or a third party, must provide you with written documentation of plan details, including the following:
This information is provided in the Summary Plan Description and Plan Document. An Orlando ERISA lawyer can review your information and help you submit a claim or appeal a denial, if necessary.
If your loved one passed away and you are seeking life insurance benefits from a plan provided by an employer, we can help. Life insurance claims are often denied for the following reasons:
If you have questions about a life insurance plan and need help submitting information or completing documents by company deadlines, contact our Orlando ERISA lawyer for more information.
Accidental death and dismemberment (AD&D) insurance applies when the cause of severe injury or death was an accident. If the cause was a medical condition or non-accident, your claim may be denied. It can be difficult to prove the cause of death or severe injury.
However, an experienced Orlando ERISA lawyer can help you gather evidence necessary to complete an AD&D claim.
The insurance claims process typically begins by submitting a form online or in writing requesting payment of plan benefits under an ERISA insurance policy. Most insurance companies will request additional information, and they may want documentation from a third party, such as a doctor. If your claim is denied, you have a right to appeal; however, you must meet very strict deadlines to submit additional information. An Orlando ERISA lawyer can help you submit the necessary information right away as well as meet all deadlines presented by the insurance company.
If your appeal is denied, you may need to file a lawsuit in court to force your insurance company to comply with the benefit plan. This may require submitting a complaint with supporting information to a local or federal court. It’s essential that you have an Orlando ERISA lawyer on your side throughout this process. Both the insurance company and your employer will have powerful teams of attorneys on their side. So you deserve to have a strong advocate as well.
If your claim was denied without valid cause, your insurance company may be acting in bad faith. If they fail to fairly evaluate your claim or delay the process without good cause, they may be liable for punitive damages, or an award that is meant to punish the company for intentional improper conduct.
A bad faith insurance claim can be complex and also requires that you have significant evidence against the insurance company. You should work with an Orlando ERISA lawyer who has experience with bad faith insurance claims. The Law Offices of J. Price McNamara has extensive experience working with clients who submit claims against their insurance companies who have acted in bad faith, and we can help you as well.
At the Law Offices of J. Price McNamara, we have faced many insurance companies who failed to pay benefits according to their policies. We will submit a demand for payment and then take them to court, if necessary. We will also be an aggressive leader in your case to help you obtain the compensation you deserve from your insurance policy. Call an Orlando ERISA lawyer today at (504) 458-8455.
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