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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Montgomery ERISA Lawyer

Has your employer and their contracted insurance company denied an insurance benefit you were initially promised? Do you believe your employer is acting recklessly with your pension funds? Did the insurance company your employer contracted with deny your claim for no reason?

If you answered yes to any of the questions above, you may need the help of a Montgomery ERISA lawyer. ERISA, officially known as the Employee Retirement Income Security Act of 1974, provides hardworking employees with certain legal protections in regards to their employment benefits. These protections can be difficult to understand, but if you believe your employer or an insurer is violating the tenets of this Act, you may want to consider taking legal action with an employment attorney’s help.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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What Protections Does ERISA Provide?

ERISA requires employers to act with transparency and honesty when administering and managing employee benefits related to insurance, retirement, and pensions. It also sets forth a variety of federal tax laws to protect benefit plans. If an employer violates ERISA regulations, they can face civil and criminal penalties.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Under ERISA, the following is required of employers and parties responsible for administering employee benefits:

  • Employers must provide employees with complete and honest benefit details, as well as clear instructions for using their benefits.
  • Employers may not invest employee pensions funds recklessly
  • If an employee believes their ERISA rights have been violated, they have a right to seek remedy in federal court
  • Employers must provide their workers with their promised benefits after they are employed for a certain length of time
  • Employers must provide certain pension benefits if and when a plan is terminated

Companies are also required to give their employees notice if they intend to change plans or insurance providers. If an employer violates any of these rules, a Montgomery ERISA attorney could help an affected employee take civil action.

ERISA and 401(k) Fraud

A 401(k) account provides employees with a significant degree of control over their retirement funds and how they are invested. In addition to this personal control, ERISA still requires companies to act with honesty and prudence regarding employee 401(k) funds. They are not allowed to steal, mismanage, or recklessly invest these funds for any reason.

Unfortunately, some companies and their leaders refuse to adhere to ERISA. There have been many cases across the country involving executives and managers who steal 401(k) funds, charge exorbitant fees, and provide their employees with false information—usually in an attempt to get employees to invest their funds somewhere that would not benefit them. Such actions are considered fraud under federal law, and anyone who commits them is subject to criminal penalties.

ERISA and Insurance Benefits

ERISA also allows employees to appeal unfair insurance decisions. If an insurance provider denies a claim, they must provide the claimant with a clear reason. When an insurance company denies a claim for no rational reason, they may be acting in “bad faith,” which is illegal under ERISA.

If a policyholder believes their insurer is acting in bad faith, ERISA gives them the right to file an appeal. They may need to provide additional information, though, and they may also need the help of an ERISA lawyer in Montgomery to file a successful appeal. If they are successful, they may be able to obtain the benefits they were promised and have rightfully paid for.

Reach Out to a Montgomery ERISA Attorney Today

If you believe your employer or a contracted insurer is in violation of ERISA regulations, you have a right to take legal action. Your employment benefits are protected by law, and if you are paying your premium, you have a right to enjoy the coverage they provide.

The idea of taking legal action against an employer or insurance company may seem farfetched, but it can be done. Reach out to a Montgomery ERISA lawyer today to learn more.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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