Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
Has your employer and their contracted insurance company denied an insurance benefit you were initially promised? Do you believe your employer is acting recklessly with your pension funds? Did the insurance company your employer contracted with deny your claim for no reason?
If you answered yes to any of the questions above, you may need the help of a Montgomery ERISA lawyer. ERISA, officially known as the Employee Retirement Income Security Act of 1974, provides hardworking employees with certain legal protections in regards to their employment benefits. These protections can be difficult to understand, but if you believe your employer or an insurer is violating the tenets of this Act, you may want to consider taking legal action with an employment attorney’s help.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
ERISA requires employers to act with transparency and honesty when administering and managing employee benefits related to insurance, retirement, and pensions. It also sets forth a variety of federal tax laws to protect benefit plans. If an employer violates ERISA regulations, they can face civil and criminal penalties.
Our number-one goal is getting you and your family back to financial security as soon as possible.
Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.
Under ERISA, the following is required of employers and parties responsible for administering employee benefits:
Companies are also required to give their employees notice if they intend to change plans or insurance providers. If an employer violates any of these rules, a Montgomery ERISA attorney could help an affected employee take civil action.
A 401(k) account provides employees with a significant degree of control over their retirement funds and how they are invested. In addition to this personal control, ERISA still requires companies to act with honesty and prudence regarding employee 401(k) funds. They are not allowed to steal, mismanage, or recklessly invest these funds for any reason.
Unfortunately, some companies and their leaders refuse to adhere to ERISA. There have been many cases across the country involving executives and managers who steal 401(k) funds, charge exorbitant fees, and provide their employees with false information—usually in an attempt to get employees to invest their funds somewhere that would not benefit them. Such actions are considered fraud under federal law, and anyone who commits them is subject to criminal penalties.
ERISA also allows employees to appeal unfair insurance decisions. If an insurance provider denies a claim, they must provide the claimant with a clear reason. When an insurance company denies a claim for no rational reason, they may be acting in “bad faith,” which is illegal under ERISA.
If a policyholder believes their insurer is acting in bad faith, ERISA gives them the right to file an appeal. They may need to provide additional information, though, and they may also need the help of an ERISA lawyer in Montgomery to file a successful appeal. If they are successful, they may be able to obtain the benefits they were promised and have rightfully paid for.
If you believe your employer or a contracted insurer is in violation of ERISA regulations, you have a right to take legal action. Your employment benefits are protected by law, and if you are paying your premium, you have a right to enjoy the coverage they provide.
The idea of taking legal action against an employer or insurance company may seem farfetched, but it can be done. Reach out to a Montgomery ERISA lawyer today to learn more.
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