Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
If serious injuries and medical conditions prevent a person from working, short and long term disability benefits can bridge the income gap for the injured employee until they are able to return to work. Unfortunately, large insurers such as MetLife often refuse to pay out the benefits they are legally bound to pay when the time arrives. Some insurers will even go to extreme measures to prevent their policyholders from filing for the compensation they pay for each month.
If you or someone you know has had a MetLife disability claim denied in the past, you may have good reason to get in touch with an experienced insurance attorney about what to do next. Consider consulting a MetLife Louisiana disability insurance denial lawyer for assistance appealing your claim denial.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
The ultimate goal of most insurance companies is to maximize profit while reducing operating costs. To reduce these costs, employees of companies like MetLife often resort to extreme and illegitimate measures to avoid paying out benefits to policyholders, especially for long term disabilities.
In the insurance industry, an act of bad faith is an act that violates the legal bond between an insurance company and a policyholder. Such acts are illegal, but insurance companies often commit them in an attempt to avoid paying a policyholder. The following acts of bad faith are particularly common:
Our number-one goal is getting you and your family back to financial security as soon as possible.
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Insurance companies often attempt to take advantage of the complex legal jargon that accompanies disability policies, and they may use every trick in the book to avoid paying a policyholder. Some insurance companies even go so far as requesting certain types of information from a policyholder, only to later use the requested information as grounds for a denial.
In light of this, retaining the services of a MetLife Louisiana disability insurance denial attorney can be beneficial in a variety of ways, even if a claimant has not yet received an official denial letter. Insurance companies like MetLife expect policyholders to not understand the details listed in their policies, and they typically use this lack of understanding to their advantage.
Some insurance companies will also use video footage against a policyholder. This is perfectly legal and admissible evidence in court, and insurance companies have no problem hiring private detectives to follow long term disability claimants.
For example, if a person claims their back injury prevents them from working, a private detective may attempt to record deceptive footage of the person bending over, exercising, or engaging in other physical activities. By hiring a MetLife Louisiana disability insurance denial lawyer early in the process, claimants could prepare themselves for anything the insurance company will try.
Fighting back against a large insurer such as MetLife may seem like an impossible task, especially if you have already received a denial letter in the mail. However, it is important to remember you have a legal right to file an appeal and take your insurer to court for acts of bad faith.
Taking legal action against an insurer can be immensely difficult, but it is not impossible with the help of an attorney. Contact a MetLife Louisiana disability insurance denial lawyer to learn more about your options.
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