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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

MetLife Louisiana Disability Insurance Denial Lawyer

If serious injuries and medical conditions prevent a person from working, short and long term disability benefits can bridge the income gap for the injured employee until they are able to return to work. Unfortunately, large insurers such as MetLife often refuse to pay out the benefits they are legally bound to pay when the time arrives. Some insurers will even go to extreme measures to prevent their policyholders from filing for the compensation they pay for each month.

If you or someone you know has had a MetLife disability claim denied in the past, you may have good reason to get in touch with an experienced insurance attorney about what to do next. Consider consulting a MetLife Louisiana disability insurance denial lawyer for assistance appealing your claim denial.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Why Do Insurance Companies Refuse to Pay?

The ultimate goal of most insurance companies is to maximize profit while reducing operating costs. To reduce these costs, employees of companies like MetLife often resort to extreme and illegitimate measures to avoid paying out benefits to policyholders, especially for long term disabilities.

In the insurance industry, an act of bad faith is an act that violates the legal bond between an insurance company and a policyholder. Such acts are illegal, but insurance companies often commit them in an attempt to avoid paying a policyholder. The following acts of bad faith are particularly common:

  • Refusing to process a claim for an unreasonably long period of time
  • Asserting incorrectly that the policyholder failed to make promised premium payments
  • Withholding important policy or claims processing information from a policyholder
  • Issuing a claim denial without a valid reason

Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Common Insurance Company Denial Tactics

Insurance companies often attempt to take advantage of the complex legal jargon that accompanies disability policies, and they may use every trick in the book to avoid paying a policyholder. Some insurance companies even go so far as requesting certain types of information from a policyholder, only to later use the requested information as grounds for a denial.

In light of this, retaining the services of a MetLife Louisiana disability insurance denial attorney can be beneficial in a variety of ways, even if a claimant has not yet received an official denial letter. Insurance companies like MetLife expect policyholders to not understand the details listed in their policies, and they typically use this lack of understanding to their advantage.

Some insurance companies will also use video footage against a policyholder. This is perfectly legal and admissible evidence in court, and insurance companies have no problem hiring private detectives to follow long term disability claimants.

For example, if a person claims their back injury prevents them from working, a private detective may attempt to record deceptive footage of the person bending over, exercising, or engaging in other physical activities. By hiring a MetLife Louisiana disability insurance denial lawyer early in the process, claimants could prepare themselves for anything the insurance company will try.

Contact a MetLife Louisiana Disability Insurance Denial Attorney

Fighting back against a large insurer such as MetLife may seem like an impossible task, especially if you have already received a denial letter in the mail. However, it is important to remember you have a legal right to file an appeal and take your insurer to court for acts of bad faith.

Taking legal action against an insurer can be immensely difficult, but it is not impossible with the help of an attorney. Contact a MetLife Louisiana disability insurance denial lawyer to learn more about your options.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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