Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
Many employees worry whether they will be able to save for their retirement and how easy the funds will be to access. The Employee Retirement Income Security Act, also called ERISA, was enacted in 1974 and provides insurance or pension companies as well as private employers guidelines for how they must administer benefit plans for their employees.
ERISA laws do not cover health plans that are provided by government entities or plans that have been established by churches for employees. Nor do they cover plans related to state laws, such as worker’s compensation and unemployment. Although employers are not required by ERISA to offer these plans, they do have to follow the minimum standards that ERISA sets if they opt to offer benefits.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
Before ERISA laws were put into place, employee benefit plans were regulated by the Welfare and Pension Plans Disclosure Act (WPPDA). This required employers to provide annual financial reports and plan descriptions to plan participants and the government. Although this was meant to provide employees with a way to keep an eye out for mismanagement of their funds, the WPPDA was still very limited.
Once ERISA was enacted, the scope of information that employees receive has been widened and employers are now required to manage funds exclusively for what is in the best interests of their employees. They must also report additional information to the government.
Our number-one goal is getting you and your family back to financial security as soon as possible.
Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.
Because of ERISA, employees now have access to more information on their pension plans and other benefits. Employees must be notified what the process is for filing a claim for benefits, as well as any changes that will be made to their benefits or plan. ERISA also ensures that participants are aware of the standards that an employer must meet for their benefits to vest. This information must be provided to employees in writing automatically, or upon request.
ERISA also protects participants from the plan fiduciary committing acts of wrongdoing. A fiduciary is any party that has authority or control over the assets and management of the plan. These fiduciaries are required under ERISA to act solely for the best interest and benefits of the participants in the plan. If improper planning does take place and results in a large loss for an employee, the fiduciary may be liable for that loss. An experienced ERISA claims attorney can advise you of your legal rights. This provides plan participants with security against abuse that may be carried out by those managing their funds.
If you feel like your plan benefits have been mismanaged or abused, you may be entitled to file an ERISA claim. ERISA laws are very complex and it is rarely advisable to attempt to handle such claims on your own. The attorneys at Law Offices of J. Price McNamara have years of experience helping their clients navigate the complex ERISA claims process and we can help you, too. Contact our office to schedule a consultation today.
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