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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Memphis Long Term Disability Lawyer

Throughout Memphis, TN and the entire Mississippi Delta region, American workers frequently become seriously injured, disabled, or otherwise unable to work. Long term disabilities are not just something blue-collar workers experience. A long term disability can be due to cancer, an environmental hazard, or even a completely unrelated accident, such as a car wreck or fall at home.

If you become seriously disabled to where you are not able to return to your job for an extended period of time, you may have a right to partial payment of your salary for up to a limited amount of time. This is an option available in many employers’ cafeteria plans, through a long term disability (LTD) insurance policy.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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To qualify for LTD benefits, you must show that you are unable to return to work in your present job. Some policies are more restrictive, so it is important to have an experienced disability lawyer review the policy terms to see if you qualify.

What Happens if I Know I can Not Work but My Doctor Disagrees?

Perhaps one of the most common situations occurs when a physician lacks a thorough understanding of how a long term disability plan defines disability. Many physicians and other health providers mistakenly may believe that the definition of disability in the plan is the same as the definition for other things, such as Social Security Disability, Veterans Disability or even a Workers’ Compensation claim. Each of these types of claims has a different statutory or regulatory guideline for what a person must prove to be compensated.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

It is not the healthcare provider’s place to interpret the law or render opinions about contract provisions. Instead, a qualified occupational physician’s report should outline the medical condition in detail and provide specific comments about the tasks that would or would not be safe for the patient. It is then up to the patient and the disability insurance carrier to determine whether the medical evidence, the physician’s findings, and the objective tests and diagnostics support a claim approval. This is where a long-term disability lawyer in Memphis can help.

How a LTD Benefits Lawyer can Help

The Law Offices of J. Price McNamara can get to work gathering key evidence to help you support an appeal of your denial. This often also means putting you in touch with healthcare providers who understand the LTD plan requirements and who can explain in detail the limitations presented by your health condition. Once we have all the facts, we may be able to help you appeal your denial by:

  • Making sure you meet all plan deadlines
  • Carefully arguing your position to the insurance company
  • Negotiating a swift resolution to get you paid much-needed benefits when you need them
  • Filing a lawsuit when the insurance company acts in bad faith by willfully denying a valid claim

Let a Memphis Long Term Disability Attorney Help

Sadly, there are many people around the country who face serious health problems and may require an extended absence from work to heal, get surgery, or recover. At the Law Offices of J. Price McNamara, we make sure our clients understand their rights, and we fight insurance companies that unreasonably or render vexatious claim denials without good cause. Call us today to schedule a free case evaluation.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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