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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Macon Long Term Disability Lawyer

Most employer-provided disability plans are governed by the Employee Retirement Income Security Act (ERISA), while the employer pays the insurance premiums for the coverage. These policies are designed to provide benefits to cover a number of conditions, including but not limited to cancer, degenerative diseases, mental disorders, etc., incurred both on and off the job.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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However, insurance companies frequently craft these policies to have tricky loopholes, such as defining disability in such a way as to halt one’s benefits after 12 to 24 months. This is why working with an attorney in order to ensure that you have submitted an application that has the right medical documentation and reflects an understanding of your individual policy is absolutely imperative in order to ensure that you are protected for the length of time that you need regarding your disability. Contact our Macon Long Term Disability Lawyer today to find out more.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

What Does ERISA do, Exactly?

ERISA provides claimants with certain rights and requirements, such as:

  • The right to receive copies of any and all information related to your claim;
  • The right to appeal an adverse decision (ERISA provides you with at least 180 days to appeal, but it must be done within this timeframe);
  • The insurance company must make a decision on your appeal within 45 days of receiving it, unless special circumstances are needed, in which case it must notify the claimant and make a determination after no more than 90 days total; and
  • Claimants cannot be required to submit more than two appeals internally before bringing an action in court.

The federal ERISA law preempts state law, and this means that there are no bad faith/punitive damages available if you have to bring suit. Under ERISA, you can recover the benefits you are due, as well as interests, costs, and attorney’s fees. ERISA does mandate that the insurance company conduct a “full and fair review.”

Contact Macon, Georgia ERISA and Long Term Disability Attorneys to Find Out More

If you are thinking about applying for benefits, or have been waiting too long to hear back, or have been denied benefits, including due to claims that you went “out of network” for treatment, contact our experienced Macon Long Term Disability Lawyers today to find out how we can help.

It is important that you act quickly in order to preserve your rights. For years, our practice has been dedicated to handling disability claim disputes, and ERISA appeals are far too complicated for anyone to attempt on his or her own without the assistance of an ERISA expert attorney. We provide free consultations and are only paid if you are paid.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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