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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

LTD Benefits Attorney Near Me

Experienced Lawyers Near You Who Can Help with Pursuing and Obtaining the LTD Benefits You Need

Long-term disability benefits – or LTD benefits, as they are sometimes called – refer to benefits that an individual may pursue if he or she cannot work because of a long-term injury or illness. In some cases, workers have a long-term disability insurance policy with their employers. In those instances, the Employee Retirement Income Security Act of 1974 (ERISA) typically covers all aspects of the insurance policy.

LTD benefits can be difficult to acquire, and applicants often face several obstacles. If you are in the process of applying for LTD benefits or appealing a denial of your claim, an LTD benefits attorney near you can be extremely helpful when it comes to pursuing and obtaining the benefits you deserve.

At the Law Offices of J. Price McNamara, our team is committed to helping you do just that. Please reach out to us today to learn more about how we can assist you with your legal matter and advocate for your interests.  

Requirements for Obtaining LTD Benefits

There are several requirements that you must satisfy in order to even be eligible for obtaining LTD benefits. Most importantly, the injury or illness from what you suffer must prohibit you from working in any capacity. This incapacity or inability to work must be proven with supporting medical documentation. 

You should not file a claim for LTD benefits if you do not have a healthcare provider on board. In other words, your doctor must be willing to state, to a reasonable degree of medical certainty, that you cannot work, and that it is your injury or illness that keeps you from working at a job.

It is essential that you have a reliable healthcare provider on board in your case, and you should not file a claim for LTD benefits until that happens.

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you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Possible Obstacles to Acquiring LTD Benefits

There are several obstacles to obtaining LTD benefits that you may face. One of the biggest obstacles is not having sufficient medical documentation to prove your claim. If your claim is denied initially, you will have the ability to attach additional supporting medical documentation during the administrative appeals process. 

Another possible obstacle is not following your insurance company’s procedures and protocols with bringing a claim for LTD benefits. If your claim is denied, the insurance company will send you a letter setting forth what you must do to rectify the situation, as well as the deadline by which you must do it. If you fail to follow these protocols, or if you file your administrative appeal late, the insurance company will deny your benefits claim again.

If you have filed one or two administrative appeals and the insurance company still has not granted them, you may be able to file an appeal in the federal court system. When you file a federal court appeal, you leave it up to a federal judge to determine your eligibility for LTD benefits. 

Unfortunately, the federal court system is extremely favorable to insurance companies. Therefore, if you choose to pursue federal litigation regarding LTD benefits, it is advisable that you have an experienced LTD benefits attorney near you representing you throughout your case.

Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Speak with an LTD Benefits Attorney Near You

Obtaining LTD benefits can sometimes be a difficult task, and it can be hard to prove that you suffer from a disability that completely prevents you from working. At the Law Offices of J. Price McNamara, we will do everything possible to help you acquire the benefits you deserve.  

To schedule a free case evaluation and legal consultation with an experienced LTD benefits attorney near you, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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