If you are currently suffering from a long-term disability that prevents you from working, a claim for long-term disability benefits may be in order. Once you file a claim for benefits, it is up to your insurance company to approve you for those benefits. If your claim is denied, however, there are several avenues of appeal which might be open to you.
If you are thinking about filing a claim for long-term disability benefits, or if you wish to appeal a claim denial, you need an experienced long-term disability denial attorney in Austin on your side. Attorney J. Price McNamara of the Law Offices of J. Price McNamara can help you file your claim and assist you with all other aspects of the process. Contact us online today for more information about how we could help you with your claim.
In order to file a claim for long-term disability benefits, pursuant to either a private insurance policy or an employer-sponsored ERISA plan, there are certain requirements which must be satisfied. First, the plan participant must be suffering from long-term, chronic illness or injury. Secondly, he or she must be unable to go back to work – or to work at any job – because of the debilitating nature of the long-term injury or illness from which he or she suffers. A long-term disability attorney in San Antonio could assist you in all aspects of filing your claim for benefits.
In some instances, your insurance company might decide to deny your claim for benefits, for one reason or another. When this happens, you may have the option of filing an appeal. Depending upon the language in your insurance policy, you might be able to appeal a denial on two separate occasions. When you file an administrative appeal, you should ensure that you provide complete medical records and other documentation which fully supports your claim. This is because if you later file a federal lawsuit against your insurance company, you will not be able to submit any additional medical documentation at that time. Instead, the federal judge assigned to your case will only be able to consider the documentation that was in the record at the administrative appeal level.
A long-term disability lawyer in San Antonio could help you appeal a claim denial in your case by helping you assemble and submit the necessary documentation.
If you are eligible to file a claim for long-term disability benefits, you should retain an experienced attorney as soon as possible. An attorney could also help you appeal a denial of your claim under certain circumstances. At the Law Offices of J. Price McNamara, Attorney McNamara regularly handles these matters and can assist you with filing your claim or appealing your claim denial in a timely manner.
To schedule a free legal consultation and case evaluation with a long-term disability lawyer in San Antonio, contact us online today to discuss how we could assist.
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I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able to address all of my questions and/or concerns.
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I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the company knew that it was their fault but of course tried passing the buck. Mr.
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
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