Long term disability allows an injured or sick employee the means to continue living the lifestyle that he or she grew accustomed to before working at his or her former level became impossible, or at least, that is what it is designed to do. Although long term disability generally only covers up to 60% of a worker’s pre-injury wages, it may provide enough financial support to live on comfortably so long as it is combined with another part-time job. Filing a claim can be difficult, and more often than not, claimants are denied by their insurance carriers. Claims get denied all the time for missing paperwork, late submissions, and incomplete information. A Long Term Disability Lawyer for Plant Scherer employees can help.
Even though you may have already seen a doctor or multiple doctors for that matter, and you have been receiving treatment for your injury, illness, or condition, you may be required to submit to further testing. This may seem ridiculous to you, considering the number of doctors that you have already been to, and it can also feel like an insult to be ordered around while your benefits are further delayed. Under the Employee Retirement Income Security Act (ERISA) and according to the Department of Labor, an insurer can order a claimant to provide additional medical information by having a physical with a designated physician. Claimants have 45 days to submit this evidence back to the insurer. While it may seem like a long time, it can be difficult to find a doctor to see you on short notice and a time that works for you, and then still have enough time to submit the extra medical paperwork. You can see how difficult filing a disability claim can get if everything is left to you alone.
Under ERISA, your benefits can be terminated if your insurance company believes that you are no longer disabled. This can happen if you were on short-term disability and hoping that it would continue on to become long term disability coverage, or it can happen when you are on long term disability. All the insurance company has to do is provide you with a notification of adverse benefit determination. You have the right to appeal, but only within a certain amount of time, according to the Department of Labor under 29 CFR § 2560.503-1(f)(3.
The Law Offices of J. Price McNamara can help you file a claim or appeal a denied claim. Call or contact us today to set up a free consultation and to meet with one of our Plant Scherer long term disability lawyers.
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like so many others in his field of specialty. He is a consummate professional, extremely knowledgeable
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will use him in the future.
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able to address all of my questions and/or concerns.
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who wants a top-notch attorney who gets results.
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the company knew that it was their fault but of course tried passing the buck. Mr.
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by something or someone else, don’t hesitate to call him.
Complete the confidential form below for a free, no obligation case evaluation and we’ll tell you how we can help.
You may also call us at the number below. J. Price McNamara and his legal support team are focused on building a strong case for you.
How did we do?
Note: Your review may be shared publicly.