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Long Term Disability Lawyers for Limerick Generating Station

Long Term Disability Lawyers for Limerick Generating Station

Almost one in five Americans currently have a disability, according to the Census. Many of these disabling injuries, disorders, and illnesses are short-term and only last for a period of months. For other workers, their condition will never return to what it was before their accident, illness, or chronic overuse injury. These workers often turn to employer-sponsored long term disability, only to be denied benefits for some obscure and usually unimportant reason. Still, they are denied and many feel like they have nowhere else to turn to except for Social Security Administration disability benefits. These benefits that are also difficult to procure, and typically do not pay as much as private insurance. Do not be a victim of an insurance company’s greed. A long term disability lawyer for Limerick Generating Station can help.

Disability Insurance Reform Through ERISA Helps Insurance Companies and Hurts Employers

Most workers pour their hearts and souls into doing their jobs, and in the end, they get betrayed by their employer and the insurance carrier that was supposed to be there for them in the event of a disabling condition. Insurance and large employer lobbying have reformed the way disability benefits are awarded, making it harder for workers to get the help that they need—the benefits that they themselves have actually paid for through their wages. The Employee Retirement Income Security Act (ERISA), which all disability claims must also go through, is a federal act that once helped employees, but now makes the claim process more complicated and easier for insurance carriers to bully claimants into defeat.

Examples of Long-Term Disabling Conditions That Should be Accepted by Private Insurers

When filing a long term disability claim, you not only have to get all of the paperwork completed and in on time, but it also must be accompanied by a pile of medical evidence that the condition is real, that it is not caused by a pre-existing condition, and/or that it is as substantial as you claim it is. Common examples of long term disabling conditions include some of the following, according to the Council for Disability Awareness:

  • Cancer;
  • Musculoskeletal disorders;
  • Spinal cord or disc injuries;
  • Severe arthritis;
  • Mental disorders; and
  • Cardiovascular disorders.

Call the Long Term Disability Lawyers for Limerick Generating Station

If you are an employee of Limerick Generating Station and you have been diagnosed with a disabling condition, or you have not been diagnosed yet but are suffering, there are options for your financial independence now that you are incapable of doing the job you once did. We encourage you to call or contact the Law Offices of J. Price McNamara today. The long term disability lawyers for Limerick Generating Station are here to discuss your options during a free consultation.

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