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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Long Term Disability Lawyer Fort Worth

What would happen if you could no longer work due to a disability? Would you still be able to afford your daily expenses without the security of a paycheck?

You could if you had a long term disability policy in place. Many employers have them for employees who are injured in or out of the workplace. In the event that you would become disabled, you would be entitled to a portion of your salary.

Even if you do have a policy in place, there are no guarantees. Insurance companies are only looking out for their own best interests. They do not really care about your injuries. They just want to save money, so they hand out denials, even for claims that appear to be valid.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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This is happening even with laws in place to protect customers. The Employee Retirement Income Security Act sets minimum standards for plan administrators. They have many responsibilities to their customers. For those who are denied benefits, there must be an appeals process in place as well as the right to sue for benefits.

Despite these requirements, getting long term disability benefits is no easy task. Each policy has its own definition of disability, which can complicate the process further.

Types of Long Term Disability

There are many medical conditions that can lead to long term disability claims. Musculoskeletal disorders are the top cause of disability, making up 28.6% of new claims. Cancer is second on the list, with just over 15% of new claims. Injuries make up 10.3% of claims. Heart and circulation issues comprise 8.7% of new claims. Next are nervous system disorders (7.7%) and pregnancy (5.9%).

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

What to Know About Your Plan

It is important to understand what constitutes a disability. Some policies will pay if you can not perform the major duties of your own occupation. Some are a bit broader and will only pay if you can not perform the duties of any occupation for which you are qualified to work based on your education and experience. Some combine these features for a specific period of time.

The amount you are paid also varies. Most policies will pay 50-60% of your income, while others will pay up to 80%. Bonuses and commissions are typically not paid under long term disability policies.

Taxes also vary. If you pay for your own policy, you are not subject to taxes, but you will have to pay taxes if your policy if paid by an employer.

Contact a Fort Worth Long Term Disability Lawyer

No two disability policies are alike. Each policy has its own features, and they each define disability in a different way. Even if you think you are disabled, your insurer may think otherwise. Even with ERISA in place, claims still get denied regularly.

A disability can affect your life in numerous ways and it is important that you receive the benefits you deserve. Contact a Fort Worth long term disability lawyer from the Law Offices of J. Price McNamara for help. He has experience representing insurance companies, but now he is looking out for your best interests. He understands the ins and outs of the insurance industry. Contact our office today to schedule a free consultation.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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