All jobs come with risk, especially those in the energy sector. One job risk of working in a nuclear power plant that most other jobs do not have is the risk of getting cancer. Dozens of research projects have found an increased risk of cancer for those living near nuclear power plants, according to the Huffington Post. Whether your disability stems from an overuse injury, an injury that happened while driving to work, or any type of illness, because Browns Ferry nuclear power plant employees have long term disability benefits, you should be financially solvent in the future, right? Unfortunately, as you may very well know now, receiving benefits is easier said than done.
Disability benefits offered through private insurance companies have their own set of requirements when it comes to defining disability. You must keep detailed medical records in order to satisfy the insurance company’s needs, and even then it may not be enough. The insurance company may argue that you can still work and are not disabled under their definition. Even those who have suffered debilitating injuries and illnesses such as cancer, traumatic brain injuries, spinal column and disc injuries, and amputations are frequently denied the long term disability benefits that they rightfully deserve.
The Employee Retirement Income Security Act (ERISA) was designed to oversee the claims process and help enforce the minimum requirements of employer-provided long term disability. Nowadays, it has been watered down and reshaped to help employers and insurance companies pad their bottom line by rejecting claim after claim. Insurance companies profit by not having to pay out, which in turn results in lower premiums for the employer. This all comes at the cost of the disabled employee, who is left with nothing. ERISA is bad for employees in a number of ways. For one, many group plans do not allow for cases to be heard in court. Instead, they are handled via arbitration—in secret without a jury to help make a fair and final decision. ERISA blocks disabled people from being able to file lawsuits when a physician in their plan messes up or if they receive poor treatment. A Supreme Court Judge even called on Congress and the Supreme Court to “revisit what is an unjust and increasingly tangled ERISA regime,” as reported by Internal Medicine News.
The claims process may be overly complicated, you may be denied your benefits, and it would seem like a battle not worth fighting. But we encourage you to fight for the benefits that you are owed. If you are a Browns Ferry employee, call or contact the law offices of J. Price McNamara today to begin working with a long term disability attorney.
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like so many others in his field of specialty. He is a consummate professional, extremely knowledgeable
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will use him in the future.
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able to address all of my questions and/or concerns.
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who wants a top-notch attorney who gets results.
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the company knew that it was their fault but of course tried passing the buck. Mr.
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by something or someone else, don’t hesitate to call him.
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