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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Long Term Disability Attorney Lafayette

In a matter of seconds, a perfectly healthy person can become disabled. A car crash, slip and fall accident, dog bite, or other types of injury can temporarily or permanently impact every aspect of an accident victim’s life.

A long term disability typically lasts one year or longer. It can be a chronic medical condition that has worsened over time, such as asthma, anxiety, cancer, diabetes, stroke, heart disease, or seizures. It can also be a serious injury from a car accident or other situation. An amputation, back injury, brain injury, paralysis, or nerve disorder can cause someone to be disabled for an extended period of time. A disability that lasts less than one year is typically considered a short-term disability.


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you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

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So, what happens in these cases? Many employers carry disability coverage for their employees. If you are self-employed, you may have your own disability plan to cover medical expenses in the event of an accident. These plans are typically covered by a federal law called the Employee Retirement Income Security Act (ERISA).

ERISA was implemented in 1974 to provide protection for participants of employer-sponsored benefit plans. ERISA holds plan administrators accountable for their actions and ensures that your funds are available to you when needed.

However, this does not mean that ERISA will cover your disability claim. There are many things you should consider when determining whether or not to file an ERISA claim.


Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Understanding Your Disability Policy

Disability policies vary from one plan to another. Therefore, one thing you should consider is your plan’s definition of disability. It can be broad, though most of the time, the definitions are quite narrow. For example, disability may be defined as the inability to perform the duties of your usual occupation. After a few years, this definition may change to “any occupation.” Therefore, it is not uncommon for those who are disabled to suddenly lose their benefits after two years or so because they are no longer eligible.

It is also important to understand that a waiting period will apply. This period ranges from 90-180 days. During this time, you can receive short-term benefits or elect to use your vacation time.

When you apply for long term disability benefits, the insurance company will want to know your every move. They want to find any reason to deny your claim, so be prepared for investigators stalking you or following you while you are running errands. Be sure you are following doctor’s orders during this time. You do not want to hurt yourself or damage your claim.

Contact a Lafayette Long Term Disability Lawyer

Although ERISA is supposed to protect employees, disability insurance policies tend to favor the insurers. If you have been disabled due to an injury, you may not receive the benefits you deserve.

If your valid disability claim has been denied, it is time to contact a Lafayette long term disability lawyer. Contact the Law Offices of J. Price McNamara. He knows ERISA claims inside and out and is ready to represent you. He can help you understand your options. Contact our office to schedule a free consultation today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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