Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
Individuals who suffer from a long-term disability are sometimes unable to work because their serious illness or injury prevents them from doing so. If you have a long-term disability and are precluded from working, a certain type of insurance, called long-term disability coverage, is supposed to step in. However, that does not always happen, and insurance companies have a myriad of reasons for denying long-term disability claims.
Moreover, if you are covered by an employer-sponsored long term disability plan, the ERISA statute likely controls the situation, making it much more difficult for you to obtain benefits.
If you believe that you have been wrongfully denied long-term disability benefits, it is essential that you seek experienced legal counsel as soon as you possibly can. Appealing a long-term disability denial can be an extremely complex process, especially without the help of experienced legal counsel. Attorney J. Price McNamara of the Law Offices of J. Price McNamara could assist you with appealing a claim denial and could take other related legal action on your behalf. Please contact us online today to discuss your available legal options.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
The plain truth of the matter is that most insurance companies are not on your side. Instead of being there when you need them, insurance companies are most interested in making a profit and keeping as much of their money in-house as they possibly can. In order to do this, adjusters will look for any reason in the book to try and limit exposure and/or deny your claim for long term disability benefits.
One of the most common reasons why an insurance company denies a claim for long-term disability benefits is because of insufficient medical documentation. The medical documentation in your packet must support that you have a long-term medical condition or illness that is not expected to resolve and that you are unable to work because of this medical condition or illness.
The insurance company, therefore, may claim that you have not provided sufficient medical evidence to support a long-term disability claim. The insurance company might also claim that you failed to follow some procedural protocol or that there was other missing information in your long term disability application packet.
If your claim is denied, you could go through the administrative appeals process, and if you are still not successful, you may be able to appeal your claim denial in federal court. It is important to keep in mind that first-time claim denials are relatively common, and you may need to avail yourself of the administrative appeals process at least once in order to ultimately be successful.
Our number-one goal is getting you and your family back to financial security as soon as possible.
Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.
If you believe that you have been wrongfully denied long term disability benefits, there are numerous legal actions that you need to take. Lawyer J. Price McNamara of the Law Offices of J. Price McNamara can assist you throughout every step of the appeals process and will zealously pursue the long term disability benefits you deserve.
To schedule a free legal consultation and case evaluation with an experienced long term disability denial lawyer in Dallas, contact us online today for more information.
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