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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Long Term Disability Attorney Dallas

Life is hard enough when you are living paycheck to paycheck. Imagine the stress you will face when you can not receive a paycheck because you were injured and are now unable to work for a long time.

This is a situation many Americans face. Anyone of any age can become disabled. Of today’s 20-year-olds, 25% will become disabled before they retire. A car crash or other serious accident can change someone’s life in an instant. You may be fine one moment and unable to move moments later.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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The good news is that many people have long term disability policies to cover them in such cases. Perhaps you have one through your employer or you bought one on your own.

The bad news is that insurance companies often fail to pay up. They do so for no good reason. Even if your claim is valid, you could still face a denial. Many long term disability plans are employer plans, which means they are governed under the Employee Retirement Income Security Act (ERISA). This means that each plan must establish a claims processing procedure. Also, if a claim has been denied, plans are required to provide reasoning for the denial to the participant.

Appealing a denied claim can be a complex and confusing process. Many people simply give up. Without income, they lose their home and face bankruptcy.

Others seek legal help. A long term disability lawyer can help you with your claim and fight the insurance company so you get the benefits you desperately need during this time.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

What Does Disability Insurance do?

In a nutshell, disability insurance pays you a portion of your salary while you are disabled and unable to work. Short-term disability will cover you for three to six months. After that time, long term disability will take effect. You will receive payments based on a percentage of your salary—typically 50-60%. You will get paid until you return to work or for a certain period of time, based on the guidelines set forth in your policy. In some cases, you may receive payments until you are 65 years old.

Your insurer will work with your employer to get you back to work quickly since the insurer saves money when you get better and return to work. If you can return to work, but only partially, the insurer will determine whether or not to continue paying your benefits. It will depend on the type of work you can do and the wages involved.

Contact a Dallas Long Term Disability Lawyer

Anyone can suffer a disability at any time. Even the young and healthy are prone to injuries that can last many months or even years.

A disability can lead to a variety of damages, such as lost wages, loss of enjoyment of life and medical bills. Make sure you receive the benefits you deserve through your company’s plan. A Dallas long term disability lawyer from the Law Offices of J. Price McNamara can help you with your claim. We understand how complex the process can be. Schedule a free consultation by contacting our office today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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