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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Long Term Disability Attorney El Paso

Many people have long-term disability insurance through their employers. Most people assume that they will never need to use it, but accidents happen. A car accident, slip and fall, product malfunction, or assault can cause a person who was once perfectly healthy to break a bone, injure his or her spinal cord, become paralyzed, or suffer head trauma. These injuries can cause a person to suddenly become unable to work or even perform basic functions like dressing themselves or using the restroom. In many of these situations, an El Paso, Texas long term disability attorney can help you seek financial assistance.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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People of all ages can suffer a short-term or long term disability. If you become disabled and are unable to work, what happens next? How will you pay your bills? What about your medical expenses?

A disability can be a scary situation, and you likely have many questions about your health, finances, and future. Here are some things you should know about disability plans.

Will I Get Paid?

If you have a plan through your employer or bought one on your own, you will receive benefits equal to a percentage of your salary, if it can be proven that you are in fact disabled. If you have lapsed on payments of your plan or if you have a pre-existing condition, however, your claim may not be approved.

Most disability plans tend to pay 50-60% of the injured person’s salary, while some pay more—as much as 80%. The payments will not happen right away, however. There is a waiting period involved. It can take three to six months for a long term disability policy to kick in. However, during that time, you will be on a short-term disability plan that will cover your benefits.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Filing for Social Security Disability

If you have been approved for long term disability benefits, you will likely need to file for Social Security benefits, as well. This is so Social Security pays first and the other insurer pays the remaining portion. Because of this, your insurance company will work hard to make sure you are approved for Social Security disability. If you were injured on the job, you may qualify for workers’ compensation benefits, as well.

Social Security has strict requirements for disability, under federal law. You have to work for a certain amount of time in order to qualify. You also must have a disability that is expected to last one year or longer or is terminal and expected to result in death. Social Security only offers benefits for long term disability. Short-term disability claims will be denied.

Contact an El Paso Long Term Disability Attorney

If you have suffered a disabling injury, you may be unable to work for an extended period of time. Coordinating the benefits you need during this time can be a frustrating process.

An El Paso long term disability lawyer from the Law Offices of J. Price McNamara can help you with the process. We can prove your disability and help you file for benefits from your disability plan and from Social Security. The process can be daunting, but do not give up. Schedule a free consultation today by calling our office or completing our online contact form.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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