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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Lincoln Disability Lawsuit in Texas

Assisting Individuals in Texas with Filing a Lincoln Disability Lawsuit

If you have an insurance policy through Lincoln for disability benefits that are sponsored by your employer, it is likely that your policy is covered under the Employee Retirement Income Security Act of 1974, otherwise known as ERISA. Under this federal statute, insurance companies have a strong incentive to deny your disability benefits. Moreover, an insurance company is going to try and pay as little money as possible in the satisfaction of a disability claim, in order to keep as much of its money in-house as possible.

If you are denied benefits, you may not file a Lincoln disability lawsuit in Texas directly against your insurance company right away. First, you must exhaust all of the insurance company’s administrative remedies. Then, if you still do not have the benefits you need, you can pursue litigation directly against your insurance company. 

The experienced legal team at the Law Offices of J. Price McNamara is ready to help you throughout the appeals process. Please contact us online today for more information and to schedule a free case evaluation and legal consultation.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Reviewing the Denial Letter

The first thing that you should do after the insurance company has denied you disability benefits is to review the denial letter in full. The denial letter must set forth the exact reason or reasons why your insurance company has denied your disability benefits.

You should make sure that you address all of those reasons when you file an administrative appeal. If the letter asks that you submit additional medical documentation to prove that you are disabled, then you should find a healthcare provider who is willing to state that you suffer from a permanent disability. If you fail to address all of the insurance company’s concerns in the denial letter, it is almost certain that your disability claim will be denied for a second time.

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Administrative Appeals

Prior to filing a Lincoln disability lawsuit in Texas, you must first exhaust all of the insurance company’s administrative appeal protocols. By law, you’re required to be given at least one chance at an administrative appeal. If you are administratively denied, and you have exhausted all of your available appeals with the insurance company, you could then turn to the federal court system and consider filing a lawsuit.

Pursuing Litigation in Federal Court

When you file a lawsuit against your insurance company, the insurance company becomes the defendant. Also, when you file a lawsuit in federal court, you will have a hearing before a federal judge. The federal judge will then decide the outcome of your case, based primarily upon any testimony presented at the hearing, as well as a review of the administrative record. You will not be able to introduce additional medical documentation at a federal hearing on disability benefits. Once the judge reaches a decision in your case, his or her decision will be final.

Speak with an Experienced Attorney About Filing a Lincoln Disability Lawsuit in Texas

Our experienced legal team at the Law Offices of J. Price McNamara can assist you with filing your Lincoln disability lawsuit in Texas. To schedule a free case evaluation and legal consultation with a knowledgeable attorney, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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