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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Life Insurance Denial Lawyer Near Me

Helping Individuals in Texas Appeal an Insurance Company’s Denial of their Life Insurance Claim

People purchase life insurance for the benefit of their family members and loved ones. While the purchaser of the life insurance policy is still alive, he or she pays insurance premiums on a regular basis. Then, when the person passes away, the insurance company normally has a duty to pay out a certain sum to the individual who is the designated beneficiary under the life insurance policy. 

Sadly, however, it does not always work out that way, and beneficiary claims against the life insurance policy are denied or delayed by the insurance company. In the event the insurance company decides to deny a claim for life insurance benefits for one reason or another, the insurance company is supposed to send out a letter that specifically states the reason or reasons for denying the claim.  

If you are the beneficiary under a life insurance policy and the insurance company is denying or unnecessarily delaying your claim, a Texas life insurance denial lawyer at the Law Offices of J. Price McNamara could help you fight for your right to receive the benefits that you deserve under the policy. Please contact us online today for more information and to schedule a free case evaluation and legal consultation.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Material Misrepresentation under the Policy

Individuals must supply personal information on their weights, heights, incomes, ages, and criminal history when they apply for life insurance. However, if the decedent dies during the first two years when the policy is in effect, the insurance company may undertake an investigation and determine that the policy application answers contained misrepresentations that were material. A minor misrepresentation would not likely be a sufficient basis for the insurance company to deny coverage under the policy. 

Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Lapse of Premium

Individuals are required to pay their premiums on a regular basis in order for their policy coverage to remain in effect. In the event that the individual stops making his or her payments under the policy and the policy lapses, the insurance company might refuse to make payments on the policy when the time arises, and the beneficiary makes his or her claim. 

Exclusionary Language in the Life Insurance Policy

Most insurance policies, including life insurance policies, contain exclusions. These exclusions reference the precise circumstances that are not covered by the policy. If the circumstances surrounding the decedent’s death fall into one or more of these exclusions, then the insurance company could refuse to make a payment under the policy. 

Talk to an Experienced Texas Life Insurance Denial Lawyer Near You Today

If you are the beneficiary under a life insurance policy and the insurance company has denied you benefits, you should contact an experienced attorney as soon as possible. The knowledgeable legal team at the Law Offices of J. Price McNamara could assist you with pursuing the life insurance proceeds to which you are entitled.  

To schedule a free case evaluation and legal consultation with an experienced Texas life insurance denial lawyer near you, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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