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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Life Insurance Benefits Lawyer in Houston

Helping Individuals in Houston Recover the Life Insurance Benefits They Deserve

People obtain life insurance coverage so that their loved ones will be financially protected in the event of their death. When a person signs up for a life insurance policy, he or she will designate a beneficiary under the policy who will be entitled to a payout when the insured eventually passes away.

In some instances, however, when a beneficiary files a claim after the insured’s death, the insurance company denies him or her benefits. There are a number of reasons why the insurance company may deny these benefits, depending upon the circumstances. Moreover, these denial letters often include confusing and convoluted language.

If you are a beneficiary under a life insurance policy and the insurance company has denied your claim, The experienced life insurance benefits lawyers in Houston at the Law Offices of J. Price McNamara are ready to assist you with pursuing the benefits that you deserve. Please contact us online today for more information and to schedule a free case evaluation and legal consultation.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Why Take out a Life Insurance Policy?

Many people take out life insurance policies to ensure that their loved ones will not be burdened financially when they pass away. Benefits from a life insurance policy can be used to cover burial or cremation expenses, along with other high expenses following a person’s death. When the person dies, a beneficiary will make a claim under a life insurance policy for the benefits owed to him or her.

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Why Insurance Companies Sometimes Deny Life Insurance Benefits

Insurance companies can deny life insurance benefits for a variety of reasons. First, if the insured dies within two years of taking out the policy, the insurance company may begin an investigation into the cause of the insured’s death. They will also go back and review the answers to questions which the insured provided on the policy application. If there are significant inconsistencies, the insurance company might try and deny the life insurance claim for benefits. 

Insurance companies also look for pre-existing and undisclosed medical conditions as a basis for denying a life insurance claim. They might also look and see if there is a dispute regarding the beneficiary’s identity. Finally, the insurance company may examine the policy language and see if any policy exclusions might apply.

In general, the insurance company has a strong incentive to try and limit its exposure – and even to deny benefits altogether – in order to try and limit or avoid a payout. The reason for this is very simple:  insurance companies do not make money when paying out benefit claims.

Talk to an Experienced Life Insurance Benefits Lawyer in Houston Today

If you are a designated beneficiary under a life insurance policy and the insurance company is denying you the benefits you deserve, it is time to contact an experienced attorney at the Law Offices of J. Price McNamara. Our legal team can work to help you pursue the benefits that you deserve and which you need. To schedule a free case evaluation and legal consultation with an experienced life insurance benefits lawyer in Houston, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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