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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Life Insurance Benefits Lawyer in El Paso

Assisting Individuals in El Paso with Obtaining the Life Insurance Benefits that They Need

People often receive life insurance benefits through a comprehensive plan of insurance that is sponsored by their employer. When an employer sponsors your life insurance benefits plan, the policy is usually covered under a federal statute known as ERISA. This acronym stands for the Employee Retirement Income Security Act of 1974 — a federal law that Congress enacted.

If you are a beneficiary under a life insurance plan, an experienced life insurance benefits lawyer in El Paso at the Law Offices of J. Price McNamara can help you obtain the benefits you deserve. In some cases, that might mean appealing a benefits denial – administratively and/or through the court system – in order for you to recover the benefits you deserve. Please contact us online today for more information and to schedule a free case evaluation and legal consultation.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Parties to a Life Insurance Policy

There are several individuals who are parties to a life insurance policy. The first party, the insured, is the individual who pays the premiums over the lifetime of his or her policy. These premiums are used to maintain coverage on the policy. If the insured stops paying premiums, then his or her insurance policy can be canceled.

Besides the insured, another party who is named in the policy is the beneficiary. The insured designates a beneficiary under the policy when he or she first takes out the policy. When the insured passes away, the beneficiary can make a claim under the policy for various benefits, depending upon the amount of the policy limits. The benefits are paid to help make life easier for the insured’s surviving family members. For example, the policy payout might be used to help cover some of the funeral expenses, burial expenses, and other final expenses for the deceased loved one.

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Denial of Benefits under a Policy

In some instances, when a beneficiary goes to make a claim under a life insurance policy, the claim is denied by the insurance company. This could happen for a number of different reasons. Some of the most common reasons for claim denials include the following:

  • Unpaid premiums during the insured’s lifetime
  • Policy exclusions
  • Disputes over beneficiary designations
  • Pre-existing medical conditions that the insured did not disclose during his or her lifetime
  • Inconsistencies or false statements in the insured’s answers to the initial policy questionnaire

Call a Knowledgeable Life Insurance Benefits Lawyer in El Paso Today

If you are the beneficiary under a life insurance policy and you have been denied the benefits to which you are entitled, you should seek out experienced legal representation as soon as possible. A knowledgeable attorney at the Law Offices of J. Price McNamara can assist you with understanding your benefits and any appeal rights to which you may be entitled under the policy. To schedule a free case evaluation and legal consultation with an experienced life insurance benefits lawyer in El Paso, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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