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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Life Insurance Benefits Denial Lawyer in Houston

Assisting Residents of Houston with Responding to an Insurance Company’s Decision to Deny a Beneficiary Life Insurance Benefits

Insurance companies routinely deny claims that individuals make for life insurance benefits. These claims are denied for a variety of reasons, which the insurance company must state in its initial denial letter.

If you are the beneficiary under a life insurance policy and your benefits claim has been denied, it is extremely important that you have knowledgeable legal counsel on your side, if you decide to appeal your claim, you may be able to file an administrative appeal with your insurance company, or you may be able to file a lawsuit directly against your insurance company in federal court. The life insurance benefits denial lawyers in Houston at the Law Offices of J. Price McNamara can assist you with responding to a denial letter and appealing your case. 

Please contact us online today for more information and to schedule a free case evaluation and legal consultation. 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

Client Testimonials

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Reasons Why Some Insurance Companies Deny Life Insurance Benefits Claims

There are numerous reasons why an insurance company may deny a claim for life insurance benefits. Some of the most common reasons for life insurance benefits denials include the following:

  • Premium lapses — In order for a life insurance policy to remain in effect, the insured must pay his or her premiums over the lifetime of the policy in a timely manner. If the insured fails to do this, it is entirely possible that the life insurance policy could lapse, in which case the beneficiary would not be able to make a valid claim for benefits once the insured passes away. Prior to terminating benefits, the insurance company is required to let the insured know, in writing, that the policy is about to lapse.
  • Policy exclusions — Insurance companies sometimes deny life insurance benefits payouts when the circumstances that surround the insured’s death fall within an exclusion to the policy. For example, some insurance policies refrain from paying benefits when the insured made a material misrepresentation of fact on the initial application for life insurance benefits. For example, the insured might have failed to disclose a pre-existing illness or medical condition on the initial application.
  • Failing to follow established protocols — Finally, some insurance companies deny life insurance benefits payouts when the beneficiary under the policy fails to follow all of the insurance company’s protocols for making a benefits claim.

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Speak to a Life Insurance Benefits Denial Lawyer in Houston Today

If you are the beneficiary under a policy of life insurance and you feel that the insurance company has unfairly denied you the benefits of you deserve, it is essential that you talk to an experienced lawyer right away. The legal team at the Law Offices of J. Price McNamara is ready to assist you with appealing your claim and pursuing the benefits to which you are entitled. To schedule a free case evaluation and legal consultation with an experienced life insurance benefits denial lawyer in Houston, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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