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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Life Insurance Benefits Denial Lawyer in El Paso

Assisting Residents of El Paso, Texas with Appealing a Life Insurance Benefits Denial

The main reason why individuals purchase a life insurance policy is to ensure that their loved ones will be taken care of financially when they pass away. During the insured’s lifetime, the insured will make premiums of a set amount – typically on a monthly basis. The insured will also designate a beneficiary who is to obtain a payout when the insured dies. Once the insured passes away, the designated beneficiary will then be in a position to make a claim for benefits. 

Sadly, however, insurance companies sometimes deny claims made by life insurance beneficiaries. They issue these denials for a variety of different reasons. The insurance company may also elect to delay a claim payout for a significant period of time, citing one reason or another. 

If you are a life insurance beneficiary who has been denied the benefits you deserve under a life insurance policy, the legal team at the Law Offices of J. Price McNamara may be able to help. Let our experienced life insurance benefits denial lawyers in El Paso help you pursue the benefits to which you are entitled. Please contact us today for more information and to schedule a free case evaluation and legal consultation.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Why Claims for Life Insurance Benefits are Routinely Denied

There are various reasons why an insurance company might choose to issue a claim denial under a life insurance policy. Some of the most common reasons for denying life insurance benefits to an insurance policy beneficiary include the following:

  • The insured made a material misrepresentation on a life insurance application – On an application for a life insurance policy, potential insureds are required to provide basic information about their height, weight, age, criminal history, and income level. Moreover, they are required to mention any preexisting medical conditions or illnesses. When a prospective insured makes a material misrepresentation or omission on a life insurance policy, the insurance company may elect to deny the claim and refuse to make a benefits payout to the designated policy beneficiary, when the time comes. 
  • The policy lapsed – If the insured stops making premium payments under a life insurance policy, there is usually a grace period before the policy lapses. Even if the policy lapses, the insured, under certain circumstances, may be able to have the policy reinstated. However, if the policy lapses and the insured does not resume making his or her premium payments, the insurance company may lawfully deny a benefits payout to the beneficiary once the insured passes away. 
  • The policy included exclusionary language – Most all insurance policies contain exclusionary language. If the circumstances surrounding the insured’s death (such as a death by suicide) fall into a policy exclusion, the insurance company may refuse to make a payout to the policy beneficiary following the insured’s death.

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Call an Experienced Life Insurance Benefits Denial Lawyer in El Paso Today

The knowledgeable legal team at the Law Offices of J. Price McNamara can assist you with appealing a denial of life insurance benefits under a policy. To schedule a free case evaluation and legal consultation with an experienced life insurance benefits denial attorney in El Paso, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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