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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Life Insurance Benefits Denial Attorney Near Me

Helping Individuals Deal with a Denial of Life Insurance Benefits by the Insurance Company

It seems that many insurance companies will go to great lengths to deny a claim for life insurance benefits. Insurance companies have an incentive to deny a benefits payout – and/or to deny you coverage altogether. Insurance companies are big businesses, and they collect money through the premiums paid by their insureds. However, when they pay out a benefits claim for life insurance, they are losing money.

If you are the beneficiary who has been named under a life insurance policy, and your claim for benefits has been denied, it is important to have a life insurance benefits denial attorney near you on your side representing you as you pursue the benefits you deserve. At the Law Offices of J. Price McNamara, our legal team is ready to help you pursue these benefits. Please contact us online today for more information and to schedule a free case evaluation and legal consultation.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Why Life Insurance Companies Deny Claims for Benefits

When a life insurance policy insured passes away, the beneficiary or beneficiaries under the policy have the right to make a claim for life insurance benefits that are available under the policy. When the beneficiary makes a claim, the insurance company can either decide to make a payment, or it may deny the claim.

There are various reasons that insurance companies often assert for denying a life insurance benefits claim. Some of those reasons include the following:

  • Misrepresentations of material fact — A material misrepresentation of fact is a serious misrepresentation that a person makes on a benefits application about a pre-existing mental or physical condition, age, height, weight, or other physical characteristics. If an insurance company determines that an insured made a material factual misrepresentation on an application for life insurance benefits, then the insurance company may be able to deny a benefits payout when the time comes.
  • Policy exclusions — Sometimes, insurance companies contend that an insured’s death falls within certain exclusionary language in the insurance policy. Some insurance policies exclude benefits payouts when the insured’s death results from a self-inflicted injury, or where the insured committed suicide.

Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Appealing a Denial

Some individuals take out a life insurance policy through an employer-sponsored plan. When they do this, the plan is often subject to the Employee Retirement Income Security Act of 1974, which is also known as ERISA.

If a beneficiary is denied a benefits payout under a life insurance policy, he or she may have the opportunity to administratively appeal that denial decision. If that is not successful, then the beneficiary may have the option of appealing the case in the federal court system, by filing a lawsuit against the insurance company. When that happens, a federal judge who is handling the case in court will have the final say on benefits entitlement. A life insurance benefits denial attorney near you can help you deal with a benefits denial and take all of the necessary legal steps in response. 

Speak with a Knowledgeable Life Insurance Benefits Denial Attorney Near You Today

At the Law Offices of J. Price McNamara, our legal team will explain all of your legal options when it comes to dealing with a life insurance benefits denial and can help you select the best option for your circumstances. 

To schedule a free case evaluation and legal consultation with a knowledgeable life insurance benefits denial attorney near you, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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