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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Life Insurance Attorney Near Me

We rely on our life insurance to protect our family if something happens to us. Sadly, this reliance on life insurance companies is not always a good thing. Life insurance companies often make excuses to deny or delay valid claims, which can result in family members who are left without financial resources and security that the insurance policy should have provided.

If you have recently lost your loved one and your attempt to collect on his or her life insurance policy has been denied, you need to seek the help of an experienced life insurance attorney as soon as possible to help you collect the money that is owed to you.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Common Reasons for Denials or Delays of Life Insurance Claims

Many life insurance policies in Texas have a two-year contestable period, which means that if the insured individual dies within a two-year period of purchasing the insurance policy, the company has the right to make an investigation into the death as well as the application for insurance.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

When the insurance company investigates the death of an insured individual, it will search for ways to show misrepresentation in the application and use those alleged misrepresentations to deny the claim. While some denials or delays may be appropriate, insurance companies will often take advantage of the family in these situations. Other reasons for delaying or denying a claim include:

  • Pre-existing or undisclosed medical conditions that might have caused the insurer to refuse the policy if it had known about the conditions.
  • Behavior that caused the death of the insured.
  • The claim was filed too late.
  • A change of beneficiary was timed suspiciously close to the insured’s death.
  • The policy was canceled due to nonpayment.
  • Claim forms were not completed correctly.
  • The actual cause of death is in question.
  • The beneficiary is disputed.
  • Competing claims.

Bad Faith Actions

Bad faith insurance claims can happen with life insurance if the insurance company fails to act appropriately and fairly or fails to follow state laws. Examples of bad faith handling of insurance claims include:

  • Failure to process a valid claim in a timely manner.
  • Making unreasonable documentation demands.
  • Failure to conduct an accurate and thorough investigation.
  • Paying only partial benefits when full benefits should be paid.
  • Denying claims that fall within policy limits.

The things listed below are only a few samples of what may be considered bad faith insurance practices. An experienced life insurance attorney can help you understand if you have been the victim of bad faith life insurance practices.

How an Attorney Can Help

Life insurance policy language is purposely confusing and is very difficult for most people to comprehend. If you have just lost a loved one, you may be more inclined to feel intimidated by insurance company representatives and adjusters if they tell you that your coverage does not apply. They may even tell you that if you take legal action, you will only create more problems for yourself.

Do not let an insurance company intimidate or scare you. Contact the attorneys at the Law Offices of J. Price McNamara today, and let us handle negotiating with the insurance company. We will not let them deny, defend, or delay your claim. We will work to ensure that you receive the compensation that you are entitled to under your insurance policy. Call us today to schedule a consultation with a Life Insurance Attorney near you!

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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