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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Life Insurance Appeals Attorney in San Antonio

Helping Residents of San Antonio, Texas Appeal a Denied Life Insurance Claim

Many people are comforted by the fact that they have a life insurance policy in place to cover loved ones, especially in the event of an untimely death. However, in some instances, when a loved one goes to make a claim after the insured dies, the insurance company decides, for one reason or another, to deny the claim for life insurance benefits. When that happens, it may become necessary to file an appeal of the life insurance benefits denial.

If you are the designated beneficiary under a plan of life insurance, and the insurance company has decided to deny your claim, a life insurance appeals attorney in San Antonio may be able to help. At the Law Offices of J. Price McNamara, our legal team regularly handles these claim denials and is ready to assist you with your appeal today. 

Please reach out to us to find out more about how we can assist you with your legal matter and advocate for your interests.  

What is Life Insurance?

Life insurance is a type of insurance which a person takes out for the benefit of a loved one or loved ones. During the insured’s lifetime, he or she will pay premiums on the policy, typically on a monthly basis. Over time, these premiums accumulate. When the insured passes away, the designated beneficiary or beneficiaries can make a claim under the life insurance policy, at which point they will be entitled to a monetary payout.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

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About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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When is it Necessary to File an Appeal?

When the policyholder passes away, a designated beneficiary or beneficiaries will have the right to make a claim under the policy. However, the insurance company, for some reason, may decide to deny the policy payout. In some cases, the insurance company may contend that the death of the insured fell within a policy exclusion. 

At other times, the insurance company may allege that the beneficiary did not make his or her claim for benefits within the required time period. Finally, the insurance company may deny a benefits payout when there is a dispute over the identity of the true beneficiary under the policy, most especially when there are two or more claimants.

In the event a claim for life insurance benefits is filed and the insurance company denies the claim, it will become necessary for the beneficiary to appeal that claim denial. The first step in the process is to file an administrative appeal directly with the insurance company. During this stage in the game, the beneficiary has the option of submitting additional documentation, in an attempt to get the insurance company to change its mind.

Once the insurance company has reviewed the administrative appeal, it will make a decision. If benefits are denied again, then the beneficiary may be able to appeal the case to federal court. This is especially true if the plan was sponsored by the insured’s employer, and it fell within the Employee Retirement Income Security Act of 1974 (ERISA).

Federal court litigation can sometimes be a long and drawn-out process. Moreover, in federal court, a jury does not decide the outcome of the case. Instead, a federal judge will review the administrative record and make a final decision in the case about the individual’s entitlement to benefits.

Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Speak with a Life Insurance Appeals Attorney in San Antonio

Given the complexity of the appeals process, it is essential that you have a life insurance appeals attorney in San Antonio involved with your case and advocating for you at every stage.

At the Law Offices of J. Price McNamara, our legal team will do everything possible to help you recover the benefits you deserve. 

To schedule a free case evaluation and legal consultation with an experienced life insurance appeals attorney in San Antonio, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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