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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Lafayette Long Term Disability Insurance Lawyer

Disability insurance benefits could be important for any individual who is unable to return to work following a severe injury or illness. In some cases, long term disability (LTD) insurance may be the only available option for certain people.

If you believe you might be eligible to receive benefits for an extended disability, it could prove beneficial to speak with a Lafayette long term disability insurance lawyer and discuss your case. A dedicated insurance attorney could provide help through each step of the claims process and work with you to build a persuasive claim.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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LTD and ERISA

The Employee Retirement Income Security Act (ERISA) holds insurance companies to certain rules and standards regarding the handling of disability claims. This includes adhering to deadlines and providing sufficient notice regarding the claims process to individual policyholders. While there are certain kinds of benefit plans to which ERISA does not apply, many individuals have protection under this act. A claimant’s specific insurance plan should provide information regarding the steps they would need to take to receive long term disability benefits.

In some cases, an individual might first receive short-term benefits for their disability. As their name suggests, these benefits may only last for a limited duration, so a person with a more severe illness or disability may still require long-term benefits. A Lafayette attorney could help review a claimant’s plan and highlight important details for how to properly seek long term disability insurance.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Evidence to Support a Disability Claim

To successfully receive long term benefits, an individual must be able to prove that they do in fact have a disability. Typically, this entails providing an insurance company with information regarding their medical condition when they file a claim.

It is in a policyholder’s best interest to submit as much relevant evidence as they possibly can in such an application. As an example, the following may serve as documentation of a disability:

  • Opinions of a vocational expert
  • Testimony of a treating physician
  • Objective medical findings, such as test results
  • Relevant Affidavits

What to Do When an LTD Insurance Claim Is Denied

It is not uncommon for an applicant to face a denial on their initial application for disability benefits. If a person decides to pursue an appeal for reconsideration, it might be beneficial to speak with a long term disability insurance attorney in Lafayette prior to commencing the appeals process.

Many individuals might not realize that the records submitted during the appeals process may be the only records that a judge would review if the case goes to court. Since individuals often may not be able to submit additional evidence for consideration in a lawsuit, it is typically vital to submit all relevant evidence during any prior appeals.

Retain a Lafayette Long Term Disability Insurance Attorney

If you have a disability benefits plan, you expect your benefits to be available to you when you need them most. If an insurance company wrongfully denied your claim, consider speaking with a Lafayette long term disability insurance lawyer for help.

An experienced attorney could assist you in complying with the rules and procedures of the claims process and help you gather evidence that would help ensure your application or appeal is as persuasive as possible. Whether you are considering filing a claim or have already received a denial, call today to get started on your case.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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