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Lafayette ERISA Lawyer

Lafayette ERISA Lawyer

If you are dealing with the recovery process for an illness or disability, it might be difficult for them to file an adequate claim for benefits at the same time. It might become even tougher if you have to navigate additional avenues of the claims process to get benefits beyond filing an initial application. If you believe that you are entitled to benefits under an employee benefits plan such as The Employee Retirement Income Security Act (ERISA), it might prove helpful to speak with a Lafayette ERISA lawyer about your circumstances.

While the claims process can become complex, you do not have to navigate it alone. By working with a dedicated disability attorney, you could focus on your recovery with the knowledge that skilled legal counsel is helping you through the entire process.

The Initial Application Process for Benefits

An injured individual seeking employee benefits due to an illness or disability should try to make this claim as thorough and persuasive as possible. After receiving their application, their insurance company should issue a decision within a reasonable amount of time.

If the outcome is not favorable to the individual, it could prove essential to find out the reasons for a denial. Here, the aid of a detail-oriented Lafayette ERISA lawyer might prove useful in ascertaining why an applicant was denied benefits from ERISA, and in determining how to proceed with a case.

ERISA Appeals and Lawsuits in Lafayette

If a claimant’s application is denied, it could be important for them to meticulously review their claim before moving forward in the process for an appeal. Here, legal counsel might be able to assist an injured applicant in thoroughly reviewing their claim and provide assistance with each step of the internal appeals process.

In many cases, an individual must work their way through internal appeal procedures with their insurance provider before they could move on to file any necessary lawsuit. Because of this, a claimant might benefit from submitting any new and relevant documents in support of their claim to the insurance company during the appeals process.

These documents could include medical records and disability assessments, which might prove persuasive to a judge. This is important, as a judge reviewing a previously-denied claim may only consider new documents. A Lafayette attorney could work to ensure that a revised record is as complete as possible during the ERISA appeals process.

How ERISA Might Affect a Claim for Benefits

ERISA provides a legal remedy for individuals who are entitled to benefits under an employer-sponsored plan. Essentially, ERISA provides regulations and requirements for the administration of employer-sponsored benefits plans. While the government and any religious plans are generally excluded from ERISA coverage, many individuals are under its protections.

If an individual successfully exhausts their plan’s appeal procedures as ERISA mandates, they might be able to take the next step and file a lawsuit. At this point, an individual may then be able to receive the benefits that they were entitled to under their plan.

Speak with a Lafayette ERISA Attorney

While many injured workers are entitled to benefits, the claims process often involves numerous deadlines, rules, and requirements that must be followed in order for them to receive those benefits. While ERISA should govern the insurance company’s compliance with rules and deadlines, individuals must still be careful to comply with provisions of their individual plan as well.

If you are seeking compensation due to an injury or illness, a Lafayette ERISA lawyer might be able to help. A thorough review process and careful consideration of your circumstances might prove essential to getting the benefits you deserve.

A practiced disability attorney could guide you through every step of the process and help you seek the compensation you deserve. Call today to retain professional legal assistance with your claim.

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