ERISA has been in place since the 1970s, and consequently, plenty of amendments have been made to it over the years. These amendments were made to prove employees with additional protections for things such as longer coverage, coverage for mental health issues, and reconstructive surgery for patients suffering from cancer.
Another important amendment to ERISA includes the Consolidated Omnibus Budget Reconciliation Act, or COBRA. This amendment was enacted in 1985 ensuring that employees who were let go under certain situations could still receive healthcare benefits for a specific period of time. HIPAA, or Health Insurance Portability and Accountability Act were also enacted to give employees credit for having previous insurance coverage and to limit previously existing medical conditions.
The Newborns’ and Mothers’ Health Protection Act is another amendment that requires maternity coverage to be offered by plans that will pay for a mother’s hospital stay after giving birth. These are all acts that you need to be familiar with to ensure that you are getting all the benefits that you deserve.
A person is only eligible to receive COBRA benefits if they already had coverage prior to losing their coverage. There also need to be a qualifying event that allows the employee to continue to receive benefits such as following a divorce.
ERISA laws, including the many amendments, can be complex and confusing. They are not an area of law that you want to attempt to tackle yourself. Contact the Law Offices of J. Price McNamara today to schedule a consultation and let us help you ensure that your ERISA rights are being protected and you are getting the benefits you deserve.
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like so many others in his field of specialty. He is a consummate professional, extremely knowledgeable
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will use him in the future.
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able to address all of my questions and/or concerns.
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who wants a top-notch attorney who gets results.
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the company knew that it was their fault but of course tried passing the buck. Mr.
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
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Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by something or someone else, don’t hesitate to call him.
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