Many people plan ahead on behalf of their loved ones, securing an accidental death and dismemberment policy to care for their families in the event the unthinkable occurs. Despite their best efforts, there are far too many instances in which insurance providers tighten their grip on the policies, seemingly unwilling to pay out on the very occasion for which the policy was designed. If the policy was issued through a private employer, in all likelihood, it is governed by the rules of the Employee Retirement Income Security Act of 1974 (ERISA). That is good news for you because a local ERISA attorney knows precisely how to deal with providers who make benefit retrieval difficult for deserving families.
More often than not, insurance denials cite insufficient information on claims applications. In other cases, providers may attempt to deny coverage based on the circumstances of the injury or death. Occasionally, insurance companies use artificial timelines to deny needed coverage. For these reasons and more, having the team at the Law Offices of J. Price McNamara on your side from beginning to end of the process can reduce the time and stress of filing for your benefits. Whether we are contacted at the beginning or mid-way through the process of obtaining your well-deserved claim, we will proceed with knowledge and confidence on your behalf. Our team will:
Accidental death and dismemberment (AD&D) claims are designed to provide a benefit for beneficiaries when a policyholder is killed in an accident or experiences the loss of a limb, hearing, or vision. These policies are limited in the scope of their coverage, but they often pay out significantly more than typical life insurance policies. This is because they are targeted to specific incidents, and sometimes double indemnity plays into the claim. This is when the AD&D rider calls for double the face value of a life insurance policy. This provision is sufficient to tempt unscrupulous providers to look for any excuse possible to deny the AD&D claim. At the Law Offices of J. Price McNamara, we have heard every excuse imaginable as insurance providers attempt to sidestep their responsibilities toward beneficiaries. Having spent years fighting for the rights of our clients, we know just how to deal with the frustration of an insurance claim denial. Get us working on your situation by scheduling a confidential consultation in our Juliette office today. You will be glad you did.
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like so many others in his field of specialty. He is a consummate professional, extremely knowledgeable
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will use him in the future.
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able to address all of my questions and/or concerns.
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who wants a top-notch attorney who gets results.
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the company knew that it was their fault but of course tried passing the buck. Mr.
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by something or someone else, don’t hesitate to call him.
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