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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Jacksonville ERISA Lawyer

The Employment Security Income Act of 1974, also known as ERISA, is a federal law that regulates how employers manage and disperse employee benefits. It covers issues impacting pension, disability, retirement, health insurance, and any other employer-backed benefit.

ERISA provides a host of legal protections to employees. Unfortunately, its laws can be difficult to interpret, and it can be hard to understand the fine print of many insurance policies.

If you are denied benefits, ERISA gives you the right to retain an employment attorney and file an appeal or lawsuit against the insurer if you believe the denial is unfair. If you have recently had your insurance claim denied or you believe your employer is violating ERISA, hiring a Jacksonville ERISA lawyer may be the best move you could make.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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What is the Purpose of ERISA?

As mentioned above, ERISA is a federal mandate that requires employers and insurance companies to act honestly when handling employee benefits and claims. ERISA governs everything from processing times to the steps of an appeal, and if a company does not follow the rules ERISA lays out, they can face serious civil and criminal penalties.

However, it is relatively easy—and sadly common—for employers to violate ERISA. These violations often occur in the following ways:

  • Denying claims for obscure reasons or no reason at all
  • Making changing to coverage options or insurers without notifying employees
  • Unwisely and carelessly investing employee benefits
  • Refusing or failing to provide employees with important information about their insurance benefits
  • Taking too long to process claims or appeals

If an employer or an insurance company they contract with engages in any of the actions listed above, employees have a right to take legal action against them with a Jacksonville ERISA attorney’s help.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

ERISA and Disability Claims

ERISA contains provisions regarding both long and short-term disability. Unlike workers’ compensation, short and long term disability insurance provides employees with compensation if they are unable to return to work for any medical reason.

Before a person can use their long or short-term disability benefits, they must usually be employed for a certain amount of time. If a short or long term disability claim is approved, the claimant receives a certain percentage of their normal paycheck on a monthly basis until they are healthy enough to return to work.

Unfortunately, obtaining this benefit can be immensely difficult, and often insurance companies will look for any reason to deny benefits to an employee. Even when a disability claim is approved, insurance companies typically seek to provide benefits for the briefest amount of time possible.

Mismanagement of Retirement and Pension Funds

In addition to insurance-related regulations, ERISA also requires employers to avoid carelessly investing employee pensions and retirement funds, but there are many employers who refuse to adhere to this requirement. Such actions are unfair to employees who have worked their entire lives, but companies can be held liable for such actions in court. If an employer wrongly denies an employee retirement or pension funds, that employee may need to hire an ERISA lawyer in Jacksonville to fight for them.

Discuss Your Case with a Jacksonville ERISA Attorney Today

If you were denied insurance coverage in an ERISA-governed plan for reasons you do not understand, you may have grounds for an appeal or lawsuit. No employee should have to fight for the coverage they were promised, but sometimes, fighting is necessary.

With a skilled attorney on your side, you may be able to hold your insurer or employer liable for violating ERISA laws. Discuss the details of your case with a Jacksonville ERISA lawyer at your earliest convenience.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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