Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
The Employment Security Income Act of 1974, also known as ERISA, is a federal law that regulates how employers manage and disperse employee benefits. It covers issues impacting pension, disability, retirement, health insurance, and any other employer-backed benefit.
ERISA provides a host of legal protections to employees. Unfortunately, its laws can be difficult to interpret, and it can be hard to understand the fine print of many insurance policies.
If you are denied benefits, ERISA gives you the right to retain an employment attorney and file an appeal or lawsuit against the insurer if you believe the denial is unfair. If you have recently had your insurance claim denied or you believe your employer is violating ERISA, hiring a Jacksonville ERISA lawyer may be the best move you could make.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I want to say thanks to J. Price McNamara for the sound free advice he gave me related how to increase my chances of being approved for Long Term Disability of being denied. I must say after implementing elements of…
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
As mentioned above, ERISA is a federal mandate that requires employers and insurance companies to act honestly when handling employee benefits and claims. ERISA governs everything from processing times to the steps of an appeal, and if a company does not follow the rules ERISA lays out, they can face serious civil and criminal penalties.
However, it is relatively easy—and sadly common—for employers to violate ERISA. These violations often occur in the following ways:
If an employer or an insurance company they contract with engages in any of the actions listed above, employees have a right to take legal action against them with a Jacksonville ERISA attorney’s help.
Our number-one goal is getting you and your family back to financial security as soon as possible.
Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.
ERISA contains provisions regarding both long and short-term disability. Unlike workers’ compensation, short and long term disability insurance provides employees with compensation if they are unable to return to work for any medical reason.
Before a person can use their long or short-term disability benefits, they must usually be employed for a certain amount of time. If a short or long term disability claim is approved, the claimant receives a certain percentage of their normal paycheck on a monthly basis until they are healthy enough to return to work.
Unfortunately, obtaining this benefit can be immensely difficult, and often insurance companies will look for any reason to deny benefits to an employee. Even when a disability claim is approved, insurance companies typically seek to provide benefits for the briefest amount of time possible.
In addition to insurance-related regulations, ERISA also requires employers to avoid carelessly investing employee pensions and retirement funds, but there are many employers who refuse to adhere to this requirement. Such actions are unfair to employees who have worked their entire lives, but companies can be held liable for such actions in court. If an employer wrongly denies an employee retirement or pension funds, that employee may need to hire an ERISA lawyer in Jacksonville to fight for them.
If you were denied insurance coverage in an ERISA-governed plan for reasons you do not understand, you may have grounds for an appeal or lawsuit. No employee should have to fight for the coverage they were promised, but sometimes, fighting is necessary.
With a skilled attorney on your side, you may be able to hold your insurer or employer liable for violating ERISA laws. Discuss the details of your case with a Jacksonville ERISA lawyer at your earliest convenience.
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