If you suffer from a chronic illness or injury, you might be eligible to make a claim for long-term disability benefits under an insurance policy. In some instances, you may have your own private policy of insurance, while at other times, your employer may provide a long-term benefits policy. Even when everything seems to be in order, insurance companies still sometimes deny individuals the long-term benefits that they need.
No matter what catchphrases and slogans insurance companies use, you can be sure that big-business insurance companies are primarily looking out for themselves and their own interests. Consequently, they will point to any excuse in the book when attempting to deny you the disability benefits you deserve.
To be eligible for long-term disability benefits, you must suffer from an illness or injury that prevents you from working. Proving this, however, is often an uphill battle. If you are interested in pursuing a claim for long-term disability benefits – of if you are interested in appealing a claim denial or litigating your denial in court, Houston long-term disability insurance lawyer J. Price McNamara, at the Law Offices of J. Price McNamara, may be able to assist. Contact us online today for more information.
Filing a claim for long-term disability benefits properly can help you obtain your benefits sooner and can lessen your chances of receiving a denial and having to go through the appeals process. In order to increase your chances of being approved for benefits, you should do the following:
In terms of the required medical documentation, you will need evidence which shows that you suffer from a chronic medical condition or injury – and which prevents you from working. In the medical reports, your doctor must be very specific about that. In addition to medical documentation, you could also include reports from friends and family members regarding their observations of you and the difficulties you are having.
Insufficient medical documentation is one of the most common reasons why long-term disability claims are denied. A Houston long-term disability attorney can help to ensure that your application package is complete and that it contains all of the necessary documents.
Attorney J. Price McNamara of the Law Offices of J. Price McNamara will do everything possible to help you file your long-term disability claim and pursue benefits on your behalf. If your claim is denied initially, Attorney McNamara could help you file an administrative appeal and litigate it, if that becomes necessary.
To schedule a free legal consultation and case evaluation with a Houston long-term disability insurance lawyer, contact us online to see how we could assist you with filing your claim today.
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