Give the burden to us. Regain your peace of mind.
We’ll take it from here. Call now.

Free Case Consultation

Houston Long Term Disability Denial Attorney

Houston Long Term Disability Denial Attorney

Helping Individuals in Houston Address the Issue of a Long-Term Disability Denial by their Insurance Company

All too often, insurance companies deny applications for long-term disability. This is not uncommon – especially in cases where an individual is applying for the first time. If you have been denied long-term disability benefits, there are certain legal steps which you can (and should) take, and which an experienced Houston long-term disability denial attorney can assist you with. 

Attorney J. Price McNamara of the Law Offices of J. Price McNamara understands the confusion and frustration that is often associated with a long-term disability claim denial and can answer any legal questions you may have. Attorney McNamara could then help you address your concerns by appealing the claim denial or your behalf and explaining your other legal rights and options to you. 

Why is a Claim Denied?

If your claim for long-term disability benefits has been denied, you are probably wondering why. In many instances, long-term disability claims (especially initial claims) are denied because of insufficient medical documentation. Remember that the medical documentation provided must establish both of the following elements:

  • That you are unable to work at your current job, or in the alternative, that you are unable to work at any job
  • That you cannot work because you are currently suffering from a long-term illness or a long-term injury, which is expected to continue well into the foreseeable future

If the medical documentation provided does not fully support both of those elements, it is very likely that your claim will be denied. Your claim might also be denied for failing to follow certain administrative or procedural requirements. In order to determine exactly what went wrong with your claim, you should read the denial letter thoroughly and show that letter to your attorney. That way, an attorney can help to ensure that the same efficiencies aren’t present when you go to appeal your claim denial. 

How to Deal with a Denial of Benefits

If you have been denied benefits, you may have one or two levels of administrative appeals which you can (and should file). If you are pursuing benefits under an ERISA plan which is sponsored by your employer, you are required to first exhaust your administrative appeal remedies prior to filing an ERISA lawsuit in the federal court system against your insurance company.

Even if you are pursuing benefits under an individual insurance plan, it is still advisable to exhaust your administrative remedies prior to pursuing costly (and lengthy) litigation in the federal court system. 

Call a Houston Long-Term Disability Denial Attorney Today

If you are interested in pursuing a long-term disability claim under a private insurance policy or under an ERISA policy, you should look no further than Attorney J. Price McNamara of the Law Offices of J. Price McNamara. Attorney McNamara can assist you with all aspects of the claim filing process and can assist you with appealing an unfavorable decision by the insurance company if that occurs. 

To schedule a free legal consultation and case evaluation with an experienced Houston long-term disability denial lawyer, contact us online for more information about how we could help you today.

Our Client Testimonials

Contact Us Today

Complete the confidential form below for a free, no obligation case evaluation and we’ll tell you how we can help.
You may also call us at the number below.  J. Price McNamara and his legal support team are focused on building a strong case for you.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

Nuvew | Copyright 2019. All Rights Reserved