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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Houston Life Insurance Claims Lawyer

Assisting Houston Residents with Filing a Claim for Life Insurance Benefits or Appealing a Claim Denial

When a person decides to take out a life insurance policy through his or her employer, that person must make sure to pay all life insurance premiums on a timely basis and to complete the initial application very carefully. When an individual takes out a life insurance policy, he or she must also designate a beneficiary to receive the funds when the insured passes away. 

However, in some instances, life insurance companies refuse to pay on a claim that is asserted by a beneficiary. When that happens, the beneficiary may have one or more appeal options available. The Houston life insurance claims lawyer at the Law Offices of J. Price McNamara are ready to help you make a claim for life insurance benefits. If your claim is denied initially, we can help you file an appeal of that denial and pursue the benefits you deserve. Please contact us online today for more information and to schedule a free case evaluation and legal consultation.

Payment of Life Insurance Premiums

During the life of an insurance policy, the insured is required to make premiums at regular intervals. In many cases, the insured will be responsible for paying a monthly premium. If the insured misses one or more premiums, and the grace period passes, then the insurance company has the discretion to terminate the policy, upon providing the insured with a written warning.

In some instances where a beneficiary makes a claim for life insurance benefits, the insurance company will claim that the insured had failed to make his or her payments, and that consequently, the policy was not in effect at the time when the insured passed away.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Providing Accurate Information on a Life Insurance Policy Application

In addition to paying monthly premiums, the insured is also responsible for completing the life insurance policy application accurately. On the policy, the insured must provide accurate information about his or her medical condition, preexisting injuries, prior illnesses, age, height, weight, etc. If the insured makes a serious misrepresentation on the life insurance policy application or fails to disclose an important preexisting medical condition or illness, it is likely that the insurance company will deny benefits after the insured passes away. 

However, in order for the insurance company to validly deny benefits, the misrepresentation, error, or omission on the application must be material, as opposed to minor.

In the event that a life insurance beneficiary believes that the insurance company has wrongfully denied a claim, he or she may be able to file an administrative appeal of the denial decision. An administrative appeal is an appeal which is filed directly with the insurance company, as opposed to an appeal that is filed in court. An experienced Houston life insurance claims attorney may be able to assist you with filing an appeal in your case.


Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Call a Houston Life Insurance Claims Lawyer Today

The experienced lawyers at the Law Offices of J. Price McNamara understand the complexities associated with asserting a claim for life insurance benefits and appealing a claim denial. Our legal team can assist you throughout either process and will work hard to pursue the life insurance benefits that you need.  

To schedule a free case evaluation and legal consultation with a knowledgeable Houston life insurance claims lawyer, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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