Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
If you have become disabled, you may qualify for benefits under an employer plan. Employer plans often include short-term or long term disability benefits that are paid for by the employer. These plans are governed by the Employee Retirement Income Security Act (ERISA). ERISA ensures that plan benefits are used appropriately and that claims are approved when all requirements have been met.
However, things do not always go smoothly. Disability claims are often denied for no apparent reason. Policies tend to favor the insurance company. There is no good reason for the insurance company to pay up. This causes them to lose money, and nobody wants to lose money. Meanwhile, the disabled employee is struggling financially.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I want to say thanks to J. Price McNamara for the sound free advice he gave me related how to increase my chances of being approved for Long Term Disability of being denied. I must say after implementing elements of…
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
If this has happened to you, you do not have to struggle anymore. With an experienced ERISA attorney on your side, you can fight the system and reverse the wrong. A lawyer can collect the evidence needed to get your claim approved and the benefits in your hands, where they belong.
The definition of “disabled” is different for each policy. Some may allow for partial disability, while some require total disability. You may not be able to perform the duties of your job, but that does not automatically mean you are disabled. Your doctor may find you disabled, but again, that does not determine disability under your plan.
You will have to meet the insurance company’s definition of disability. Meeting the requirements can be confusing and complicated. You may need specific evidence from your doctor. Proving you are disabled is easier said than done. Contact an ERISA lawyer today to help you with this process. An experienced lawyer can efficiently gather the evidence so you can file a claim and win your case.
Our number-one goal is getting you and your family back to financial security as soon as possible.
Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.
The claims process differs from one policy to another. If you become disabled, your first step is to contact the insurance company and understand how the claims process works. Under ERISA, your plan is required to have a written procedure in place for processing your claim. There should also be information available to you so you can appeal your claim if it is denied. This should all be outlined in your plan’s Summary Plan Description.
When you fill out the paperwork, you should receive information about the benefits you will receive and when these benefits will start. It could take up to 90 days for your claim to be approved. If it is denied, you must receive written information about the reason for denial. You should also receive information about the appeals process.
Each plan is different, so it is important to follow the rules of your specific plan when making a claim. If you have met all the requirements and are still facing a denial, it is important to protect your legal rights.
A Houston ERISA lawyer from The Law Offices of J. Price McNamara can help you with your claim. It is best to hire a lawyer early on in the process for best results. The Law Offices of J. Price McNamara handles cases on a contingency basis, so you pay only if you win. Contact our office today to schedule a free consultation.
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