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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Houston ERISA Attorney

If you have become disabled, you may qualify for benefits under an employer plan. Employer plans often include short-term or long term disability benefits that are paid for by the employer. These plans are governed by the Employee Retirement Income Security Act (ERISA). ERISA ensures that plan benefits are used appropriately and that claims are approved when all requirements have been met.

However, things do not always go smoothly. Disability claims are often denied for no apparent reason. Policies tend to favor the insurance company. There is no good reason for the insurance company to pay up. This causes them to lose money, and nobody wants to lose money. Meanwhile, the disabled employee is struggling financially.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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If this has happened to you, you do not have to struggle anymore. With an experienced ERISA attorney on your side, you can fight the system and reverse the wrong. A lawyer can collect the evidence needed to get your claim approved and the benefits in your hands, where they belong.

Disability Under ERISA

The definition of “disabled” is different for each policy. Some may allow for partial disability, while some require total disability. You may not be able to perform the duties of your job, but that does not automatically mean you are disabled. Your doctor may find you disabled, but again, that does not determine disability under your plan.

You will have to meet the insurance company’s definition of disability. Meeting the requirements can be confusing and complicated. You may need specific evidence from your doctor. Proving you are disabled is easier said than done. Contact an ERISA lawyer today to help you with this process. An experienced lawyer can efficiently gather the evidence so you can file a claim and win your case.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Making a Claim for Benefits

The claims process differs from one policy to another. If you become disabled, your first step is to contact the insurance company and understand how the claims process works. Under ERISA, your plan is required to have a written procedure in place for processing your claim. There should also be information available to you so you can appeal your claim if it is denied. This should all be outlined in your plan’s Summary Plan Description.

When you fill out the paperwork, you should receive information about the benefits you will receive and when these benefits will start. It could take up to 90 days for your claim to be approved. If it is denied, you must receive written information about the reason for denial. You should also receive information about the appeals process.

Contact a Houston ERISA Lawyer

Each plan is different, so it is important to follow the rules of your specific plan when making a claim. If you have met all the requirements and are still facing a denial, it is important to protect your legal rights.

A Houston ERISA lawyer from The Law Offices of J. Price McNamara can help you with your claim. It is best to hire a lawyer early on in the process for best results. The Law Offices of J. Price McNamara handles cases on a contingency basis, so you pay only if you win. Contact our office today to schedule a free consultation.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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