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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Greenville, South Carolina Long Term Disability Lawyer

A number of people become disabled each year and are unable to work as a result. Unless you have purchased an individual disability policy of your own, your employer likely has a long term disability policy governed by the Employee Retirement Income Security Act (ERISA). However, filing claims to try and obtain benefits under your employer’s policy can be difficult, as the insurance companies typically put a number of hurdles in your way to avoid paying out benefits, which can be difficult to navigate even if you read the policy’s fine print.

In order to increase your chances of successfully obtaining long term disability benefits, you will want to work with an attorney who is experienced in helping people file for these benefits, as well as appeal any denials.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

Client Testimonials

Our Testimonials

At the Law Offices of J. Price McNamara, we focus on helping those who are filing for or who have been denied long term disability benefits under ERISA. Contact our Greenville, South Carolina ERISA attorneys today to find out more.

How it Works

First and foremost, how your policy defines “disabled,” in terms of what is covered, is of paramount importance. Some policies require you to be “totally” disabled in order to receive benefits; while others may still allow you to receive some benefits if you are only “partially” disabled. The ability to receive benefits can also depend upon what the policy considers to be ‘unable to perform work,’ and whether that relates to an inability to work in a similar job, or in any job.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

Free Case Consultation

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Another crucial aspect of the application involves the medical evidence that you and your doctor must submit. The insurance company will require a number of forms and statements from your attending physician, as well as a certain amount of objective evidence in addition to this opinion, including any applicable test results, x-rays, etc. You will want to continue receiving treatment from your doctor throughout the duration of your claim.

Policies must be read carefully, as they can also differ as to:

  • Whether you have to be a full-time employee to qualify, and how many hours per week qualify an employee;
  • What the waiting period is between when you become disabled and when you can receive benefits (companies typically require you to max-out your short-term disability benefits and sick time for three to six months first); and
  • How long (years) you can obtain benefits once you are disabled.

Another area in which insurance companies can be tricky with disability claims involves pre-existing conditions. Sometimes, they find excuses to deny paying benefits if they deem a particular condition to be separate from the long term disability that is the subject of your application.

Contact Our Greenville, South Carolina ERISA and Long Term Disability Attorneys to Find Out More

Our attorneys answer any and all questions you have FREE OF CHARGE, and we also offer free comprehensive case reviews. We then handle your case on a contingency fee basis, which means that we do not receive any compensation unless and until you win and are paid your disability. Contact us today to find out more.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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