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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Greenville ERISA Lawyer

Here is a startling fact: 25% of all workers will, at some point during their careers, experience a disabling accident, injury, or illness. Employees who have an Employee Retirement Income Security Act of 1974 (ERISA) disability benefit plans often struggle to understand the complicated regulations governing the benefits and employees’ access to them. That is why enlisting the assistance of a local ERISA attorney can be an essential step in obtaining the benefits you deserve following a disabling accident or illness.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

Client Testimonials

Our Testimonials

Employer Responsibilities

Federal law requires employers to inform employees about the disability benefits to which they are entitled. This should include:

  • A comprehensive explanation of what is covered and what is excluded;
  • Instructions on how to file a claim following a disabling event;
  • A description of steps to take and statutes of limitations following claim denials.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

Free Case Consultation

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

What You Need to Know

Companies choose specific language in their contracts in order to define covered disabilities. Even if they approve your claim, you must undergo a waiting period before receiving long term disability benefits. Once you start getting this support, be aware that the money may be taxable.  At any rate, the benefits may be offered as an offset to Social Security Disability benefits and may be limited as to the length of time for eligibility.

Receiving a Denial

Within 45 days of filing a claim, employees must hear back from the insurance provider on their decision. If the claim is denied, a written explanation must be provided.  At this point, employees must decide whether to accept the determination or to fight back.

Appealing the Denial

At the Law Offices of J. Price McNamara, our legal team handles these situations every day. We understand that from the perspective of the insurance provider, limiting payouts makes great financial sense. They may be looking for any reason to deny you the coverage you need, including challenging a physician’s report, denying that your medical problem is eligible for coverage, or disputing the documentation submitted. They may try to narrowly define terms of your contract in order to give them cover in the denial process. We know precisely how to proceed to fight for the benefits you need and deserve:

  • We analyze the medical and work-history documentation provided to support your claim, and supplement it as needed;
  • We contact necessary entities to explore the reasons behind the denial;
  • We orchestrate negotiations with plan administrators to compel payment of needed benefits;
  • When all else fails, we pursue legal action to obtain benefits on your behalf.

Following a Disability

If you are part of the unlucky one-fourth of Americans who have experienced a short or long term disability, we believe you are entitled to support. At the Law Offices of J. Price McNamara, we will intervene when bad-faith insurers balk at providing the benefits you deserve.  Contact us today in Greenville for a consultation about your case.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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