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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Ft. Worth ERISA Attorney

ERISA, also known as the Employee Retirement Income Security Act of 1974, sets specific standards for employee benefits such as accidental death insurance, disability insurance, life insurance, health plans, and retirement plans. This federal law also applies to private employers and the plans they offer but does not require employers to offer ERISA benefits. Just because an employer provides benefits, does not necessarily mean that they are governed by ERISA laws.

The attorneys at the Law Offices of J. Price McNamara can determine if your employee benefits are governed by ERISA laws and help you recover any benefits or losses that you have suffered if your employer breached ERISA.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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ERISA or Not?

It can be difficult to distinguish between benefits that are controlled by ERISA and those that are not, but those differences are critical in determining whether your employer has broken the law or not. Our attorneys can help you understand the differences and assist you in obtaining benefits to which you are entitled. To determine if a benefit is covered by ERISA, the following should be considered:

  • Is your employer a religious organization or public entity? If so, you are likely not covered by ERISA.
  • Does your employer pay at least a portion of the premiums for your benefits? If so, they are likely covered by ERISA. However, if you pay all the premiums, they may not be controlled by ERISA.
  • Is your contact person called a plan administrator? If so, you are benefits are likely covered by ERISA laws.
  • Is your dispute over automobile or homeowner’s insurance? If so, it is not an ERISA matter. If, however, the issue is with an employer insurance benefit such as disability or health coverage, it may be covered by ERISA.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Just like other insurance companies, an insurance plan sponsored by an employer is in the business to minimize payments and benefits and make money. This means that the plan administrator will often deny claims. That makes it important for you to have legal representation if you have been denied benefits.

Filing an ERISA Claim

The first part of filing an ERISA claim is to submit a basic claim to the plan administrator. If the claim is denied, the second phase will include filing an administrative appeal that will typically be overseen by the ERISA plan, insurer, or representative. This part of the claim is critical because all information is required to be supplied and will not be allowed to be added in subsequent litigation. If you lose the administrative appeal, you can then file a lawsuit, but it must be made in a timely manner.

Contact an Experienced ERISA Attorney Today

ERISA matters are not for the do-it-your-selfers or the inexperienced. There are too many pitfalls and mistakes that can be made that can result in a loss of benefits. This makes it essential to have an experienced ERISA attorney on your side. Your attorney will ensure that all information is submitted in a timely manner and work to eliminate any critical errors that may result in a failure to obtain benefits. Contact the Law Offices of J. Price McNamara today to schedule a consultation.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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