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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Fort Worth Long Term Disability Denial Attorney

Helping Individuals in the Fort Worth Area Appeal their Long Term Disability Denials

If you have been denied long-term disability benefits that you need, it can be extremely frustrating. However, just because your claim has been denied once, or even twice, it is not necessary for you to give up. In fact, it is not unusual for an insurance company to deny a long-term disability benefits claim at least once.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

Client Testimonials

Our Testimonials

If your claim has been denied, though, it is important that you seek knowledgeable legal representation as soon as you possibly can. A Fort Worth long-term disability denial lawyer at the Law Offices of J. Price McNamara can help you weigh various legal options and help you decide on the one that would be most beneficial for your case. Contact us online today for more information about how we could assist you. 

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Primary Reasons for a Claim Denial

There are several reasons why an insurance company might deny your claim for long-term disability benefits. In cases of a first-time denial, the reason might be that you did not follow all of the procedural hurdles and requirements for submitting your claim in the first place. Another common reason why disability claims are denied for the first time is that they do not include sufficient medical documentation. The medical documentation must demonstrate not only that you have a long-term illness or injury, but also that your injury prevents you from working in the long term. 

One way to make sure that you include the necessary documentation is to find a doctor who genuinely believes that you are disabled and who can make the necessary notations to that effect in your medical records. 

In some instances, second appeals are denied because of inadequate medical documentation, but at other times, they are denied because the individual misses a deadline and does not file the appeal in a timely manner.

The best way to ensure that you do not receive another denial is to carefully read the denial letter which the insurance company sends. The denial letter must specifically state why the insurance company denied your claim package and should delineate all of the time frames that you need to follow in order to appeal your case.

Obtaining Benefits through the Appeal Process

One way that you may ultimately be able to obtain the benefits that you deserve is by going through the administrative appeal process. Once you have exhausted all of your administrative appeals, you could still seek benefits by filing a federal lawsuit in the court system and litigating your case against the insurance company.

If you are claiming long-term disability benefits from an employer-sponsored ERISA plan, you are required to exhaust all of your administrative appeals prior to filing a federal lawsuit. It is still a good idea to do this even if you have a private insurance policy.

Speak with an Experienced Fort Worth Long-Term Disability Denial Attorney about Your Case Today

Being denied federal disability benefits is disheartening, but it is important to keep in mind that you still have several legal options that are available to you. Lawyer J. Price McNamara of the Law Offices of J. Price McNamara can help you weigh those options and decide on an option that is right for you.

To schedule a free legal consultation and case evaluation with a Fort Worth long-term disability denial attorney, contact us online today.  

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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