If you have been denied long-term disability benefits after filing a claim, there are certain steps which you should always take. The first thing you should do is to seek out an experienced lawyer who could assist you with filing a complaint or pursuing litigation in the court system.
Fort Worth long-term disability appeals attorney J. Price McNamara of the Law Offices of J. Price McNamara can assist you with handling every aspect of your long-term disability claim appeal. Time may be of the essence in your case, and you should not wait to retain an experienced attorney to represent you. Contact us online today for more information about how we could assist you with your legal matter.
If an insurance company is going to deny you long-term disability benefits, it has to send you a letter indicating the reasons for that denial. In some cases, you may not have attached the necessary documentation for you to be eligible for disability benefits.
In the denial letter, you should look for the specific reason or reasons why your claim was denied. Then, when you appeal your case, you can address all of those concerns, in hopes of obtaining the benefits you need.
In addition, you should review the letter for information about filing your appeal. The letter will spell out the time deadlines and explain the specific procedures which you must follow in order to appeal a benefits denial. An experienced Fort Worth long-term disability appeals attorney can ensure that you have fully complied with all of the requirements, increasing your chances of being successful on appeal.
There are several ways in which you may be able to appeal a long-term disability denial. First, you could file an administrative appeal, in an attempt to obtain your benefits that way. When filing an administrative appeal, it is essential that you do so on time and that you include all of the relevant medical records and documentation pertaining to the illness or injury from which you suffer.
In addition to showing that you are unable to work, the documentation must also support that you have a long-term illness or injury. If the current medical documentation does not support that finding, then you will need to get a doctor on board who can assist you with proving your disability claim.
After you have exhausted your administrative appeals, the other option is to file a lawsuit in federal court against your insurance company. In that lawsuit, you would name your insurance company as a defendant and sue the insurance company for the long-term disability benefits that you are seeking.
One of the downsides to pursuing litigation in federal court is that it is time-consuming and often takes a while to resolve. A Fort Worth long-term disability appeals attorney can review all of your options with you and help you decide on the most appealing option for the circumstances of your case.
Appealing a long-term disability denial can be difficult, but the process is made much easier if you have an experienced lawyer on your side, assisting you during every step of the appeal. Lawyer J. Price McNamara of the Law Offices of J. Price McNamara can help you every step of the way.
To schedule a free legal consultation and case evaluation with a Fort Worth long-term disability appeals attorney, contact us online today.
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