Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
As most people know, filing an appeal or lawsuit against an insurance company is not an easy task. However, it may be necessary if your employee-contracted insurer denies your claim without a valid reason for doing so.
According to the Employee Retirement Income Security Act of 1974, often abbreviated as ERISA, you have a right to file an appeal if you believe you deserve coverage. To fight back successfully, though, you may need to work closely with a skilled Fort Worth ERISA lawyer.
A dedicated employment attorney may be able to help you obtain the benefits you work so hard for and that you may need to maintain your current lifestyle. Before you decide to file an appeal or lawsuit, be sure to learn more about ERISA and its accompanying rules and regulations.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I want to say thanks to J. Price McNamara for the sound free advice he gave me related how to increase my chances of being approved for Long Term Disability of being denied. I must say after implementing elements of…
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
The Employee Retirement Income Security Act details various rules and regulations for employers in regards to how they handle employee pension and retirement funds. It also sets forth rules for third-party insurance companies these employers contract to provide policies to their employees.
According to ERISA, there are certain fiduciary standards plan trustees and administrators must adhere to. The Act also outlines rules regarding:
Our number-one goal is getting you and your family back to financial security as soon as possible.
Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.
According to ERISA, all employees have a right to take legal action against an insurance company if they believe that company unfairly denied them coverage. A Fort Worth ERISA attorney could help any employee who wishes to take such action file an appeal of their denial and then file suit as needed after that.
Fighting back against an insurance claim denial typically takes time, patience, and a thorough knowledge of ERISA law. Insurance companies and other plan carriers frequently make the claims and appeals processes as difficult and lengthy as possible, and if an employee overlooks a single step, they can legally be denied coverage.
Even when an employee follows all the correct steps and submits a sufficient amount of corroborating evidence, their insurance company may still choose to deny them coverage. This can be frustrating, but an ERISA lawyer in Fort Worth may be able to provide employees with the legal knowledge and guidance they need to file a successful appeal.
As stated above, fighting back against insurance companies can be immensely difficult for regular employees working on their own. When a person files a claim with their insurer, the insurer will usually consult its own team of doctors, lawyers, psychotherapists, and other professionals.
These professionals do not know the claimant personally, so it is usually impossible for them to accurately gauge the claim of an individual. To make matters worse, these consultants are often implicitly encouraged to deny claims in an effort to save money.
Skilled attorneys are aware of such tactics, and they may need to obtain additional testimony from medical professionals to win against insurers. They may also need to carefully study and evaluate the criteria companies use to deny or approve claims.
Dealing with insurance companies on your own can be exhausting, and many employees simply give up. This is understandable, but you may have no choice but to fight back and take advantage of ERISA laws if you want the coverage you have been working for and deserve.
Very few people have the legal knowledge needed to successfully appeal an insurance decision on their own, but a seasoned Fort Worth ERISA lawyer could help you handle every step of the process. Call today to schedule an initial consultation.
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