Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
Employee and other insurance benefits can often be taken for granted until you need to utilize them. If you are like most Americans, you pay the required premium, hope that if you should need to take advantage of them they will be there, and do not think any further about them. However, each year many Americans are surprised to find out they are denied the benefits of their ERISA insurance.
Sometimes, these denials are for legitimate reasons and sometimes they are not. If you feel you were unfairly denied ERISA insurance benefits, contact a Florida ERISA lawyer for assistance.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I want to say thanks to J. Price McNamara for the sound free advice he gave me related how to increase my chances of being approved for Long Term Disability of being denied. I must say after implementing elements of…
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
ERISA is an acronym for the Employee Retirement Income Security Act of 1974. This act was put into law to help give more rights and protections to insured Americans who have insurance plans through their employer or another entity. ERISA generally does not cover government-sponsored plans or plans through entities like churches. Under ERISA an employee cannot be fired or discriminated against for obtaining benefits.
This complicated set of laws sets the framework for employee and employer relations for benefit programs. ERISA has many very specific rules for employers to follow and even sets the consequences for not following them.
For example, ERISA provides that employees can request plan materials from the administrator. If the materials are not received in 30 days, the employee can file a federal suit. The court can then impose a fine of up to $110 each day over 30 days. ERISA also gives employees the opportunity to appeal and file suit for other reasons such as a denied disability claim.
Our number-one goal is getting you and your family back to financial security as soon as possible.
Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.
While ERISA laws give specific rules on how benefit plans should work, without plan administrators being held accountable the laws mean nothing. A Florida ERISA lawyer has the job of holding benefit plans accountable to ERISA laws and to their own policies and contracts.
Holding them accountable can sometimes be as simple as a letter or a phone call. Other times it may take an appeal or a lawsuit. Whatever the situation ERISA experienced lawyers understand the laws and how they should be applied to benefit plans.
If you are having problems getting your ERISA claim filed or accepted, you do not have to face this on your own. An experienced Florida ERISA lawyer can examine your situation to help determine whether you have a valid claim and how much your own insurance plan may be worth.
You have worked hard and paid for these benefits. Do not let them go to waste when you need them the most. The best way to help ensure that they will be there for you is to work with a qualified attorney.
Whether it is learning more about your plan and what you can do to increase your benefits, filing an initial claim or an appeal, or pursuing legal action, a skilled attorney is here for you. Contact a Florida ERISA lawyer today to find out how they may be able to help.
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