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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Financial Responsibility In A Louisiana Truck Accident

Your accident settlement is determined not only by your own insurance coverage, but also by the adequate coverage of the truck involved in your Louisiana truck accident. Insufficient or fraudulent truck company financial responsibility can impair your compensation or settlement process, sometimes resulting in less compensation for your claim.


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(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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The Nature of Truck Company Financial Responsibility

Motor carriers are required to have constant policies of insurance and surety bonds with proof qualifications as a self-insurer which must be held at the principal place of business at all times. The minimum levels of truck company financial responsibility are as follows:

  • For-hire, non-hazardous property transport: $750,000
  • For-hire and private, hazardous cargo defined by 49 CFR 171.8: $5,000,000
  • For-hire and private, oil and hazardous cargo defined by 49 CFR 172.101: $1,000,000
  • For-hire and private, hazardous cargo defined by 49 CFR 173.403: $5,000,000


Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

There are certain types of cargo that can exempt a truck from cargo insurance. These are mostly organic and natural products, and they may or may not have an impact on your Louisiana truck accident case.

By obtaining the assistance of an experienced Louisiana truck accident attorney, you can be certain your case has adequate proof of any non-compliance with minimum coverage.

How Do I Determine If The Truck Was Compliant With Financial Responsibility?

The truck owner—usually the trucking company—is required to keep record of continuous coverage of insurance and surety bonds at their principal place of business. However, obtaining proof of the trucking company’s financial responsibility or lack thereof can be difficult to do on your own. A Louisiana truck accident attorney will be able to obtain these records on behalf of your case and use them to determine if the owner(s) was compliant with federal law regarding truck company financial responsibility.

Contacting a Louisiana Truck Accident Attorney

The truck involved in your Louisiana truck accident may not be in compliance with the minimum level of financial responsibility required – a factor which can lead to a much larger settlement on your behalf. Let a professional Louisiana truck accident attorney investigate the truck company and help you obtain the most out of your insurance settlement.

The Louisiana personal injury lawyers at the Law Offices of J. Price McNamara can help you work with the insurance companies and recover damages for emotional and financial burden caused by your truck accident.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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