Give the burden to us. Regain your peace of mind.
We’ll take it from here. Call now.

Free Case Consultation
Search

Filing for Long-Term Disability Benefits in Louisiana

Filing for Long-Term Disability Benefits in Louisiana

After suffering an accident in which you sustained long-term or permanently disabling injuries, you’ll need to start thinking about your future. You’re most likely unable to return to work for a long period of time, meaning you’ll need financial support. Medical bills will also be a concern as rehabilitation and long-term care are costly expenses. It is crucial to get in touch with a skilled Louisiana long-term disability lawyer quickly to begin filing a claim.

Reasons for Long-Term Disability Claim Denial

Many accident victims find their long-term disability claims being denied for various reasons. The most common excuses given by long-term disability providers include:

  • inadequate proof you are disabled
  • the cause of the disability is excluded from coverage
  • no coverage for your type of disability
  • doubt of inability to return to work
  • length of disabled status

Insurance companies are always reluctant to pay out settlements on cases, because it has a direct impact on their bottom line. Their goal is to settle your long-term disability claim for the lowest amount possible, if not deny it completely.

Proper Long-Term Disability Claim Filing

Before filing your claim make sure that you have all your paperwork in order. A New Orleans personal injury lawyer can help you review your insurance policy and determine if your long-term disability is covered by your policy. Next, you will need to gather your proof of disability. Things like doctors reports, medical bills, and evidence from the accident are all excellent proofs of disability.

Your insurance company may conduct exams or interviews to determine your level and severity of your disability and decide if it is a long-term disability or not. Many policies have a threshold that you must reach to be considered as long-term disabled. If your disability does not meet their requirements to be classified as a long-term disability, your claim may be reduced or even dismissed.

When to Contact a Louisiana Long-Term Disability Lawyer

There are many provisions and conditions to understand when preparing to file a long-term disability claim. If you feel as if your long-term disability insurance coverage is not sufficient to cover your medical bills, you may need help filing a Louisiana personal injury lawsuit. A New Orleans personal injury lawyer can help you with this process.

The New Orleans personal injury lawyer team at the Law Offices of J. Price McNamara can help you fight for the compensation you deserve. Contact us to schedule your FREE legal consultation today – (866) 248-0580.

Our Client Testimonials

Contact Us Today

Complete the confidential form below for a free, no obligation case evaluation and we’ll tell you how we can help.
You may also call us at the number below.  J. Price McNamara and his legal support team are focused on building a strong case for you.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

Nuvew | Copyright 2019. All Rights Reserved