After suffering an accident in which you sustained long-term or permanently disabling injuries, you’ll need to start thinking about your future. You’re most likely unable to return to work for a long period of time, meaning you’ll need financial support. Medical bills will also be a concern as rehabilitation and long-term care are costly expenses. It is crucial to get in touch with a skilled Louisiana long-term disability lawyer quickly to begin filing a claim.
Many accident victims find their long-term disability claims being denied for various reasons. The most common excuses given by long-term disability providers include:
Insurance companies are always reluctant to pay out settlements on cases, because it has a direct impact on their bottom line. Their goal is to settle your long-term disability claim for the lowest amount possible, if not deny it completely.
Before filing your claim make sure that you have all your paperwork in order. A New Orleans personal injury lawyer can help you review your insurance policy and determine if your long-term disability is covered by your policy. Next, you will need to gather your proof of disability. Things like doctors reports, medical bills, and evidence from the accident are all excellent proofs of disability.
Your insurance company may conduct exams or interviews to determine your level and severity of your disability and decide if it is a long-term disability or not. Many policies have a threshold that you must reach to be considered as long-term disabled. If your disability does not meet their requirements to be classified as a long-term disability, your claim may be reduced or even dismissed.
There are many provisions and conditions to understand when preparing to file a long-term disability claim. If you feel as if your long-term disability insurance coverage is not sufficient to cover your medical bills, you may need help filing a Louisiana personal injury lawsuit. A New Orleans personal injury lawyer can help you with this process.
The New Orleans personal injury lawyer team at the Law Offices of J. Price McNamara can help you fight for the compensation you deserve. Contact us to schedule your FREE legal consultation today – (866) 248-0580.
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like so many others in his field of specialty. He is a consummate professional, extremely knowledgeable
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will use him in the future.
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able to address all of my questions and/or concerns.
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who wants a top-notch attorney who gets results.
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the company knew that it was their fault but of course tried passing the buck. Mr.
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by something or someone else, don’t hesitate to call him.
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